Our Approach

Setting goals and designing plans are critical to achieving financial security and peace of mind, especially as you prepare to get married, start a family or plan for college. Our advisors work with individuals and families to develop financial strategies for any stage of life.

Couple celebrating their wedding day climing a hill for pictures.

Getting Married

Establish your mutual goals.

  • What life values are important to you?
  • What type of lifestyle appeals to you?
  • Will you have children?
  • Will you vacation every year?
  • Do you want to pursue a hobby or other outside interest?
  • Will you fund your children's higher education?
Couple standing in there home with their newborn baby.

A To-Do List for New Parents

  • Request a Social Security card for your newborn and order a certified birth certificate.
  • Update beneficiaries, including 401(k)s, IRAs, insurance policies and trusts.
  • Add your child to your health insurance policy and choose a pediatrician who is within your policy’s network to keep your out-of-pocket costs as low as possible.
  • Review childcare options in your area well in advance. Newborn care can be costly and often in short supply. 
  • Create or revise your will to make sure your child and any future children are protected.

Paying for College

With college costs on the rise, it's important to start saving as soon as possible.

Give your money more time to grow.

Reduce the need for student loans.

Make saving easier with automatic transfers.

Losing a Loved One

If you are responsible for handling matters after losing a loved one, it’s important to take these steps in advance to ensure their financial affairs are in order.

Draw up a will.

Prepare your advance directives.

Gather documents that detail all of your wishes.

Woman sitting alone on her couch.

Life after Divorce

Now is the time to move forward and focus on making your financial future as comfortable and error-free as possible.

  • Establish or adjust your financial and/or estate plan, pending your final divorce settlement.
  • Close all joint banking, financial and credit card accounts and open new ones in your name.
  • Review and update beneficiaries on all of your investment, insurance and estate documents to match the provisions in your divorce agreement.

Learn more about...

Couple celebrating their wedding day climing a hill for pictures.

Getting Married

Are you and your future spouse aligned financially? Taking time to discuss money before the big day can help you avoid conflict after you say “I do”.

Couple standing in there home with their newborn baby.

Starting a Family

Are you starting or expanding your family? Let us guide you through planning a sound financial future for you and your growing family.

Father and daughter spending quality time together before she heads off to college.

Paying for College

We understand that you want to do everything you can to help your children succeed. Learn how you can prepare and save for the college costs you know are coming.

Daughter consoling mom witha hug.

Losing a Loved One

Losing a spouse or another loved one is among the most difficult challenges any of us will face. Let us help you ease the shock and confusion by preparing you to handle your loved one's financial affairs.

Woman sitting alone on her couch.

Getting Divorced

If you are contemplating or in the midst of a divorce, don’t forget a critical component of your foundation moving forward – your personal financial plan.