Today's Deposit Interest Rates
Annual Percentage Yield is Effective as of the Publication Date of July 04, 2026. Rates are Subject to Change
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Choose the term that’s best for your life and watch your savings grow faster
3.79% Annual Percentage Yield (APY) 13-Month CD special4
3.69% APY 24-Month CD special5
Whether you're saving for something soon or building toward something bigger, our CD specials put your money to work with a guaranteed rate you can count on. With $5,000 or more and a Johnson Financial Group checking account, choose the term that fits your goals.
Certificate of Deposit (CD) Specials
Earn more and save more with a special CD rate. Choose a CD to best fit your financial goals and contact your relationship banker to open an account.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$5,000 | 3.20% | 3.19% | At Maturity | Simple |
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$100,000 | 3.20% | 3.19% | At Maturity | Simple |
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$250,000 | 3.20% | 3.19% | At Maturity | Simple |
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$500,000 | 3.20% | 3.19% | At Maturity | Simple |
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$1,000,000 | 3.20% | 3.19% | At Maturity | Simple |
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$2,000,000 | 3.20% | 3.19% | At Maturity | Simple |
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$5,000 | 3.39% | 3.39% | Annual | Simple |
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$100,000 | 3.39% | 3.39% | Annual | Simple |
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$250,000 | 3.39% | 3.39% | Annual | Simple |
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$500,000 | 3.39% | 3.39% | Annual | Simple |
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$1,000,000 | 3.39% | 3.39% | Annual | Simple |
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$2,000,000 | 3.39% | 3.39% | Annual | Simple |
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$5,000 | 3.00% | 2.99% | Annual | Simple |
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$100,000 | 3.00% | 2.99% | Annual | Simple |
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$250,000 | 3.00% | 2.99% | Annual | Simple |
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$500,000 | 3.00% | 2.99% | Annual | Simple |
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$1,000,000 | 3.00% | 2.99% | Annual | Simple |
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$2,000,000 | 3.00% | 2.99% | Annual | Simple |
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$10,000 | 2.94% | 2.94% | Annual | Simple |
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$100,000 | 2.94% | 2.94% | Annual | Simple |
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$250,000 | 2.94% | 2.94% | Annual | Simple |
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$500,000 | 2.94% | 2.94% | Annual | Simple |
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$1,000,000 | 2.94% | 2.94% | Annual | Simple |
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$2,000,000 | 2.94% | 2.94% | Annual | Simple |
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|---|---|
| Minimum Deposit | $5,000 |
| Annual Percentage Yield | 3.20% |
| Interest Percentage Rate | 3.19% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Individual Retirement Account (IRA) Specials
Save more for retirement with a special IRA rate. Choose an IRA and term that’s right for you. Contact your relationship banker to open an account.
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|
Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$300 | 3.20% | 3.19% | At Maturity | Simple |
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$100,000 | 3.20% | 3.19% | At Maturity | Simple |
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$250,000 | 3.20% | 3.19% | At Maturity | Simple |
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$500,000 | 3.20% | 3.19% | At Maturity | Simple |
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$1,000,000 | 3.20% | 3.19% | At Maturity | Simple |
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$2,000,000 | 3.20% | 3.19% | At Maturity | Simple |
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$300 | 3.39% | 3.39% | Annual | Simple |
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$100,000 | 3.39% | 3.39% | Annual | Simple |
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$250,000 | 3.39% | 3.39% | Annual | Simple |
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$500,000 | 3.39% | 3.39% | Annual | Simple |
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$1,000,000 | 3.39% | 3.39% | Annual | Simple |
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$2,000,000 | 3.39% | 3.39% | Annual | Simple |
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$300 | 3.00% | 2.99% | Annual | Simple |
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$100,000 | 3.00% | 2.99% | Annual | Simple |
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$250,000 | 3.00% | 2.99% | Annual | Simple |
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$500,000 | 3.00% | 2.99% | Annual | Simple |
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$1,000,000 | 3.00% | 2.99% | Annual | Simple |
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$2,000,000 | 3.00% | 2.99% | Annual | Simple |
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$300 | 2.94% | 2.94% | Annual | Simple |
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$100,000 | 2.94% | 2.94% | Annual | Simple |
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$250,000 | 2.94% | 2.94% | Annual | Simple |
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$500,000 | 2.94% | 2.94% | Annual | Simple |
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$1,000,000 | 2.94% | 2.94% | Annual | Simple |
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$2,000,000 | 2.94% | 2.94% | Annual | Simple |
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|---|---|
| Minimum Deposit | $300 |
| Annual Percentage Yield | 3.20% |
| Interest Percentage Rate | 3.19% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Checking Accounts
Whether you prefer online and mobile banking, unlimited debit card transactions or earning interest on your account, we have you covered.See for yourself and open a Digital Checking or Signature Checking account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$25 | - | - | - | - |
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$200 | 0.01% | 0.01% | Monthly | Simple |
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$200 | 0.02% | 0.02% | Monthly | Simple |
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$200 | 0.05% | 0.05% | Monthly | Simple |
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$200 | 0.10% | 0.10% | Monthly | Simple |
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$200 | 0.15% | 0.15% | Monthly | Simple |
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$200 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.01% | 0.01% | Monthly | Simple |
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$100 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.20% | 0.20% | Monthly | Simple |
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$100 | 0.25% | 0.25% | Monthly | Simple |
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$100 | 0.45% | 0.45% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $25 |
| Annual Percentage Yield | - |
| Interest Percentage Rate | - |
| Interest Payment Frequency | - |
| Compounding Method | - |
Savings Accounts
Whether you’re just starting to save or building an emergency fund, we have a savings account to fit your needs. See for yourself and open an Essential Savings account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$100 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.15% | 0.15% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $100 |
| Annual Percentage Yield | 0.15% |
| Interest Percentage Rate | 0.15% |
| Interest Payment Frequency | Monthly |
| Compounding Method | Simple |
Money Market Accounts
Receive higher interest rates when you use a Money Market account to save for one of life’s biggest moments. Or, tie your Relationship Money Market to qualifying accounts and be rewarded for your Johnson Financial Group relationship. See for yourself and open a Signature Money Market account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$1,000 | 0.01% | 0.01% | Monthly | Simple |
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$1,000 | 0.16% | 0.16% | Monthly | Simple |
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$1,000 | 0.20% | 0.20% | Monthly | Simple |
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$1,000 | 0.40% | 0.40% | Monthly | Simple |
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$1,000 | 0.75% | 0.75% | Monthly | Simple |
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$1,000 | 0.85% | 0.85% | Monthly | Simple |
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$25,000 | 0.03% | 0.03% | Monthly | Simple |
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$25,000 | 0.40% | 0.40% | Monthly | Simple |
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$25,000 | 0.95% | 0.95% | Monthly | Simple |
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$25,000 | 1.26% | 1.25% | Monthly | Simple |
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$25,000 | 1.41% | 1.40% | Monthly | Simple |
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$25,000 | 1.46% | 1.45% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $1,000 |
| Annual Percentage Yield | 0.01% |
| Interest Percentage Rate | 0.01% |
| Interest Payment Frequency | Monthly |
| Compounding Method | Simple |
Certificate of Deposits (CDs)
Growing your money is easier with a fixed-rate CD. Choose a CD to best fit your financial goals and contact your relationship banker to open an account.
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Initial Minimum Deposit |
||||
|---|---|---|---|---|---|
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$2,000 | 1.56% | 1.55% | At Maturity | Simple |
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$2,000 | 3.11% | 3.09% | At Maturity | Simple |
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$100,000 | 3.11% | 3.09% | At Maturity | Simple |
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$250,000 | 3.11% | 3.09% | At Maturity | Simple |
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$500,000 | 3.11% | 3.09% | At Maturity | Simple |
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$1,000,000 | 3.11% | 3.09% | At Maturity | Simple |
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$2,000,000 | 3.11% | 3.09% | At Maturity | Simple |
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$2,000 | 2.80% | 2.80% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.80% | 2.80% | Annual | Simple |
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|---|---|
| Minimum Deposit | $2,000 |
| Annual Percentage Yield | 1.56% |
| Interest Percentage Rate | 1.55% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Individual Retirement Accounts (IRAs)
The advantages of an IRA can help you prepare for retirement. Find the IRA that’s right for you and contact your relationship banker to open an account.
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Initial Minimum Deposit |
||||
|---|---|---|---|---|---|
|
$300 | 3.11% | 3.09% | At Maturity | Simple |
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$100,000 | 3.11% | 3.09% | At Maturity | Simple |
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$250,000 | 3.11% | 3.09% | At Maturity | Simple |
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$500,000 | 3.11% | 3.09% | At Maturity | Simple |
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$1,000,000 | 3.11% | 3.09% | At Maturity | Simple |
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$2,000,000 | 3.11% | 3.09% | At Maturity | Simple |
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$300 | 2.80% | 2.80% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.80% | 2.80% | Annual | Simple |
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|
|---|---|
| Minimum Deposit | $300 |
| Annual Percentage Yield | 3.11% |
| Interest Percentage Rate | 3.09% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Products offered by Johnson Bank, Member FDIC, a Johnson Financial Group Company.
¹ This account pays a variable rate of interest. Your interest rate and APY may change without notice after the account is opened. Fees could reduce the earnings on the account.
² ELIGIBILITY – To qualify for the Relationship Money Market Account (MMDA), account owners must maintain two (2) additional products with Johnson Financial Group: One product must be a consumer checking (demand deposit) account (including accounts held in the capacity of a qualifying Trust); or a qualifying Johnson Bank Small Business Solutions Checking Account: 1) Where an account owner is the sole proprietor/owner (d/b/a), or 2) A Corporate, Limited Liability Corporation, or Limited Liability Partnership account for a business in which the account owner(s) is/are the majority owner(s), or 3) An account for a business owned by a revocable trust for which an account owner is the grantor and trustee, or 4) Partnership account in which the account owner(s) is/are the majority general partner(s), or 5) A Family Limited Partnership where the account owners, together, are the majority partner(s). The other product must be a consumer product held by the account owner(s) and include a consumer loan, consumer mortgage loan, credit card (offered through Élan Financial Services), LPL Financial (brokerage) account, or Wealth account. Products may not be used with more than one Relationship Money Market. If the eligibility requirements are not maintained, the account will be automatically transferred (converted) to a Signature Money Market Account³ Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
3 Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
Important information to obtain 3.79% and 3.69% Annual Percentage Yields
SPECIAL RATE DISCLOSURE applies to 13-month Certificate of Deposit and 24-month Certificate of Deposit
4 13-Month Certificate of Deposit:1
A 13‑month Certificate of Deposit offering a 3.79% APY is available from July 1, 2026, through August 21, 2026, for deposits made either with existing funds held at Johnson Bank or its affiliates, or with new funds not currently held by Johnson Bank or its affiliates. Opening a new or maintaining an existing consumer checking account is required. Additionally, a minimum opening balance of $5,000 is required, with no maximum deposit limit. Interest rate is 3.79%. There is no limit on the number of CDs that may be opened per household. This APY offer includes IRA Certificates of Deposit; however, it is not available for business accounts, business products, brokers, agents, public entities, or financial institutions. A penalty may be imposed for early withdrawal.
5 24-Month Certificate of Deposit:1
A 24‑month Certificate of Deposit offering a 3.69% APY is available from July 1, 2026, through August 21, 2026, for deposits made either with existing funds held at Johnson Bank or its affiliates, or with new funds not currently held by Johnson Bank or its affiliates. Opening a new or maintaining an existing consumer checking account is required. Additionally, a minimum opening balance of $5,000 is required, with no maximum deposit limit. Interest rate is 3.69%. There is no limit on the number of CDs that may be opened per household. This APY offer includes IRA Certificates of Deposit; however, it is not available for business accounts, business products, brokers, agents, public entities, or financial institutions. A penalty may be imposed for early withdrawal.
1) This offer is subject to change.
Interest earned will be reported on IRS Form 1099-INT or 1099-MISC.