Today's Deposit Interest Rates
Annual Percentage Yield is Effective as of the Publication Date of May 02, 2026. Rates are Subject to Change
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3.69% Annual Percentage Yield (APY)
High-Yield Money Market Rate Locked for 9-Months4
Whether you’re saving for a family vacation or a new home, now’s the time to make your money work harder. With $5,000 or more in new money, enjoy a fixed rate for 9 months and easy access to your money. Your savings will grow for the moments that matter.
Limited‑time offer available through May 30, 2026.
Certificate of Deposit (CD) Specials
Earn more and save more with a special CD rate. Choose a CD to best fit your financial goals and contact your relationship banker to open an account.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$5,000 | 3.61% | 3.59% | At Maturity | Simple |
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$100,000 | 3.61% | 3.59% | At Maturity | Simple |
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$250,000 | 3.61% | 3.59% | At Maturity | Simple |
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$500,000 | 3.61% | 3.59% | At Maturity | Simple |
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$1,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$2,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$5,000 | 3.10% | 3.10% | Annual | Simple |
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$100,000 | 3.20% | 3.20% | Annual | Simple |
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$250,000 | 3.20% | 3.20% | Annual | Simple |
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$500,000 | 3.20% | 3.20% | Annual | Simple |
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$1,000,000 | 3.25% | 3.25% | Annual | Simple |
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$2,000,000 | 3.25% | 3.25% | Annual | Simple |
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$5,000 | 3.00% | 2.99% | Annual | Simple |
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$100,000 | 3.00% | 2.99% | Annual | Simple |
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$250,000 | 3.00% | 2.99% | Annual | Simple |
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$500,000 | 3.00% | 2.99% | Annual | Simple |
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$1,000,000 | 3.00% | 2.99% | Annual | Simple |
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$2,000,000 | 3.00% | 2.99% | Annual | Simple |
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$10,000 | 2.94% | 2.94% | Annual | Simple |
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$100,000 | 2.94% | 2.94% | Annual | Simple |
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$250,000 | 2.94% | 2.94% | Annual | Simple |
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$500,000 | 2.94% | 2.94% | Annual | Simple |
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$1,000,000 | 2.94% | 2.94% | Annual | Simple |
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$2,000,000 | 2.94% | 2.94% | Annual | Simple |
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|---|---|
| Minimum Deposit | $5,000 |
| Annual Percentage Yield | 3.61% |
| Interest Percentage Rate | 3.59% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Individual Retirement Account (IRA) Specials
Save more for retirement with a special IRA rate. Choose an IRA and term that’s right for you. Contact your relationship banker to open an account.
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|
Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$300 | 3.61% | 3.59% | At Maturity | Simple |
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$100,000 | 3.61% | 3.59% | At Maturity | Simple |
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$250,000 | 3.61% | 3.59% | At Maturity | Simple |
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$500,000 | 3.61% | 3.59% | At Maturity | Simple |
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$1,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$2,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$300 | 3.10% | 3.10% | Annual | Simple |
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$100,000 | 3.20% | 3.20% | Annual | Simple |
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$250,000 | 3.20% | 3.20% | Annual | Simple |
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$500,000 | 3.20% | 3.20% | Annual | Simple |
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$1,000,000 | 3.25% | 3.25% | Annual | Simple |
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$2,000,000 | 3.25% | 3.25% | Annual | Simple |
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$300 | 3.00% | 2.99% | Annual | Simple |
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$100,000 | 3.00% | 2.99% | Annual | Simple |
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$250,000 | 3.00% | 2.99% | Annual | Simple |
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$500,000 | 3.00% | 2.99% | Annual | Simple |
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$1,000,000 | 3.00% | 2.99% | Annual | Simple |
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$2,000,000 | 3.00% | 2.99% | Annual | Simple |
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$300 | 2.94% | 2.94% | Annual | Simple |
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$100,000 | 2.94% | 2.94% | Annual | Simple |
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$250,000 | 2.94% | 2.94% | Annual | Simple |
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$500,000 | 2.94% | 2.94% | Annual | Simple |
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$1,000,000 | 2.94% | 2.94% | Annual | Simple |
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$2,000,000 | 2.94% | 2.94% | Annual | Simple |
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|---|---|
| Minimum Deposit | $300 |
| Annual Percentage Yield | 3.61% |
| Interest Percentage Rate | 3.59% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Checking Accounts
Whether you prefer online and mobile banking, unlimited debit card transactions or earning interest on your account, we have you covered.See for yourself and open a Digital Checking or Signature Checking account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$25 | - | - | - | - |
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$200 | 0.01% | 0.01% | Monthly | Simple |
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$200 | 0.02% | 0.02% | Monthly | Simple |
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$200 | 0.05% | 0.05% | Monthly | Simple |
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$200 | 0.10% | 0.10% | Monthly | Simple |
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$200 | 0.15% | 0.15% | Monthly | Simple |
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$200 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.01% | 0.01% | Monthly | Simple |
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$100 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.20% | 0.20% | Monthly | Simple |
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$100 | 0.25% | 0.25% | Monthly | Simple |
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$100 | 0.45% | 0.45% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $25 |
| Annual Percentage Yield | - |
| Interest Percentage Rate | - |
| Interest Payment Frequency | - |
| Compounding Method | - |
Savings Accounts
Whether you’re just starting to save or building an emergency fund, we have a savings account to fit your needs. See for yourself and open an Essential Savings account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$100 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.15% | 0.15% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $100 |
| Annual Percentage Yield | 0.15% |
| Interest Percentage Rate | 0.15% |
| Interest Payment Frequency | Monthly |
| Compounding Method | Simple |
Money Market Accounts
Receive higher interest rates when you use a Money Market account to save for one of life’s biggest moments. Or, tie your Relationship Money Market to qualifying accounts and be rewarded for your Johnson Financial Group relationship. See for yourself and open a Signature Money Market account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$1,000 | 0.01% | 0.01% | Monthly | Simple |
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$1,000 | 0.16% | 0.16% | Monthly | Simple |
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$1,000 | 0.20% | 0.20% | Monthly | Simple |
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$1,000 | 0.40% | 0.40% | Monthly | Simple |
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$1,000 | 0.75% | 0.75% | Monthly | Simple |
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$1,000 | 0.85% | 0.85% | Monthly | Simple |
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$25,000 | 0.03% | 0.03% | Monthly | Simple |
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$25,000 | 0.40% | 0.40% | Monthly | Simple |
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$25,000 | 0.95% | 0.95% | Monthly | Simple |
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$25,000 | 1.26% | 1.25% | Monthly | Simple |
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$25,000 | 1.41% | 1.40% | Monthly | Simple |
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$25,000 | 1.46% | 1.45% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $1,000 |
| Annual Percentage Yield | 0.01% |
| Interest Percentage Rate | 0.01% |
| Interest Payment Frequency | Monthly |
| Compounding Method | Simple |
Certificate of Deposits (CDs)
Growing your money is easier with a fixed-rate CD. Choose a CD to best fit your financial goals and contact your relationship banker to open an account.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$2,000 | 1.56% | 1.55% | At Maturity | Simple |
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$2,000 | 3.32% | 3.29% | At Maturity | Simple |
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$100,000 | 3.32% | 3.29% | At Maturity | Simple |
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$250,000 | 3.32% | 3.29% | At Maturity | Simple |
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$500,000 | 3.32% | 3.29% | At Maturity | Simple |
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$1,000,000 | 3.32% | 3.29% | At Maturity | Simple |
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$2,000,000 | 3.32% | 3.29% | At Maturity | Simple |
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$2,000 | 2.80% | 2.80% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.80% | 2.80% | Annual | Simple |
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|---|---|
| Minimum Deposit | $2,000 |
| Annual Percentage Yield | 1.56% |
| Interest Percentage Rate | 1.55% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Individual Retirement Accounts (IRAs)
The advantages of an IRA can help you prepare for retirement. Find the IRA that’s right for you and contact your relationship banker to open an account.
|
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Initial Minimum Deposit |
||||
|---|---|---|---|---|---|
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$300 | 3.32% | 3.29% | At Maturity | Simple |
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$100,000 | 3.32% | 3.29% | At Maturity | Simple |
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$250,000 | 3.32% | 3.29% | At Maturity | Simple |
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$500,000 | 3.32% | 3.29% | At Maturity | Simple |
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$1,000,000 | 3.32% | 3.29% | At Maturity | Simple |
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$2,000,000 | 3.32% | 3.29% | At Maturity | Simple |
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$300 | 2.80% | 2.80% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.80% | 2.80% | Annual | Simple |
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|---|---|
| Minimum Deposit | $300 |
| Annual Percentage Yield | 3.32% |
| Interest Percentage Rate | 3.29% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Products offered by Johnson Bank, Member FDIC, a Johnson Financial Group Company.
1This account pays a variable rate of interest. Your interest rate and APY may change after the account is opened. Fees could reduce the earnings on the account.
2ELIGIBILITY – To qualify for the Relationship Money Market Account (MMDA), account owners must maintain two (2) additional products with Johnson Financial Group: One product must be a consumer checking (demand deposit) account (including accounts held in the capacity of a qualifying Trust); or a qualifying Johnson Bank Small Business Solutions Checking Account: 1) Where an account owner is the sole proprietor/owner (d/b/a), or 2) A Corporate, Limited Liability Corporation, or Limited Liability Partnership account for a business in which the account owner(s) is/are the majority owner(s), or 3) An account for a business owned by a revocable trust for which an account owner is the grantor and trustee, or 4) Partnership account in which the account owner(s) is/are the majority general partner(s), or 5) A Family Limited Partnership where the account owners, together, are the majority partner(s). The other product must be a consumer product held by the account owner(s) and include a consumer loan, consumer mortgage loan, credit card (offered through Élan Financial Services), LPL Financial (brokerage) account, or Wealth account. Products may not be used with more than one Relationship Money Market. If the eligibility requirements are not maintained, the account will be automatically transferred (converted) to a Signature Money Market Account.
3Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
4 Consumer Deposit Rate Special: The Deposit Rate Special is not available for Business or Municipal accounts. Individuals are not eligible if an account was closed within the past 90 days or closed with a negative balance within the last three years. There is no limit on the number of eligible individuals per household. To qualify, individuals must open a new eligible Money Market Account using funds from a renewing Certificate
of Deposit currently earning 4.17% or 4.27%, or meet the applicable minimum opening deposit requirements. New money below is defined as funds not currently held by Johnson Bank.
- Signature Money Market Account: $1,000 minimum opening deposit; at least $5,000 or more in new money required to qualify.
- Relationship Money Market Account: $25,000 minimum opening deposit; $25,000 or more must be funded entirely with new money.
- Private Banking Money Market Account: $100,000 minimum opening deposit; $100,000 or more must be funded entirely with new money.
Interest is calculated using the Daily Balance Method. The Deposit Rate Special applies to the full account balance during the promotional term, provided the account remains open and in good standing. If requirements are not maintained or the promotional term ends, the account will revert to the standard variable rate per the current rate sheet, which is subject to change. This offer cannot be combined with other promotions. Interest earned will be reported on IRS Form 1099-INT or 1099-MISC.