Today's Deposit Interest Rates
Annual Percentage Yield is Effective as of the Publication Date of September 05, 2026. Rates are Subject to Change
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3.50% Annual Percentage Yield (APY) Money Market Locked For 9-Months⁴
Your money. Working harder.
With $25,000 or more in new money and a checking account, enjoy a high-yield, fixed rate for 9-months, along with easy access to your money. Grow your savings for what's most important to you and your family.
Certificate of Deposit (CD) Specials
Earn more and save more with a special CD rate. Choose a CD to best fit your financial goals and contact your relationship banker to open an account.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$5,000 | 3.40% | 3.39% | At Maturity | Simple |
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$100,000 | 3.40% | 3.39% | At Maturity | Simple |
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$250,000 | 3.61% | 3.59% | At Maturity | Simple |
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$500,000 | 3.61% | 3.59% | At Maturity | Simple |
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$1,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$2,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$5,000 | 3.49% | 3.49% | Annual | Simple |
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$100,000 | 3.49% | 3.49% | Annual | Simple |
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$250,000 | 3.49% | 3.49% | Annual | Simple |
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$500,000 | 3.49% | 3.49% | Annual | Simple |
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$1,000,000 | 3.49% | 3.49% | Annual | Simple |
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$2,000,000 | 3.49% | 3.49% | Annual | Simple |
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$5,000 | 3.55% | 3.54% | Annual | Simple |
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$100,000 | 3.55% | 3.54% | Annual | Simple |
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$250,000 | 3.55% | 3.54% | Annual | Simple |
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$500,000 | 3.55% | 3.54% | Annual | Simple |
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$1,000,000 | 3.55% | 3.54% | Annual | Simple |
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$2,000,000 | 3.55% | 3.54% | Annual | Simple |
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$10,000 | 3.59% | 3.59% | Annual | Simple |
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$100,000 | 3.59% | 3.59% | Annual | Simple |
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$250,000 | 3.59% | 3.59% | Annual | Simple |
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$500,000 | 3.59% | 3.59% | Annual | Simple |
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$1,000,000 | 3.59% | 3.59% | Annual | Simple |
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$2,000,000 | 3.59% | 3.59% | Annual | Simple |
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|---|---|
| Minimum Deposit | $5,000 |
| Annual Percentage Yield | 3.40% |
| Interest Percentage Rate | 3.39% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Individual Retirement Account (IRA) Specials
Save more for retirement with a special IRA rate. Choose an IRA and term that’s right for you. Contact your relationship banker to open an account.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$300 | 3.40% | 3.39% | At Maturity | Simple |
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$100,000 | 3.40% | 3.39% | At Maturity | Simple |
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$250,000 | 3.61% | 3.59% | At Maturity | Simple |
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$500,000 | 3.61% | 3.59% | At Maturity | Simple |
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$1,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$2,000,000 | 3.61% | 3.59% | At Maturity | Simple |
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$300 | 3.49% | 3.49% | Annual | Simple |
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$100,000 | 3.49% | 3.49% | Annual | Simple |
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$250,000 | 3.49% | 3.49% | Annual | Simple |
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$500,000 | 3.49% | 3.49% | Annual | Simple |
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$1,000,000 | 3.49% | 3.49% | Annual | Simple |
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$2,000,000 | 3.49% | 3.49% | Annual | Simple |
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$300 | 3.55% | 3.54% | Annual | Simple |
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$100,000 | 3.55% | 3.54% | Annual | Simple |
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$250,000 | 3.55% | 3.54% | Annual | Simple |
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$500,000 | 3.55% | 3.54% | Annual | Simple |
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$1,000,000 | 3.55% | 3.54% | Annual | Simple |
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$2,000,000 | 3.55% | 3.54% | Annual | Simple |
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$300 | 3.59% | 3.59% | Annual | Simple |
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$100,000 | 3.59% | 3.59% | Annual | Simple |
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$250,000 | 3.59% | 3.59% | Annual | Simple |
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$500,000 | 3.59% | 3.59% | Annual | Simple |
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$1,000,000 | 3.59% | 3.59% | Annual | Simple |
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$2,000,000 | 3.59% | 3.59% | Annual | Simple |
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|---|---|
| Minimum Deposit | $300 |
| Annual Percentage Yield | 3.40% |
| Interest Percentage Rate | 3.39% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Checking Accounts
Whether you prefer online and mobile banking, unlimited debit card transactions or earning interest on your account, we have you covered.See for yourself and open a Digital Checking or Signature Checking account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$25 | - | - | - | - |
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$200 | 0.01% | 0.01% | Monthly | Simple |
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$200 | 0.02% | 0.02% | Monthly | Simple |
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$200 | 0.05% | 0.05% | Monthly | Simple |
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$200 | 0.10% | 0.10% | Monthly | Simple |
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$200 | 0.15% | 0.15% | Monthly | Simple |
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$200 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.01% | 0.01% | Monthly | Simple |
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$100 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.20% | 0.20% | Monthly | Simple |
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$100 | 0.25% | 0.25% | Monthly | Simple |
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$100 | 0.45% | 0.45% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $25 |
| Annual Percentage Yield | - |
| Interest Percentage Rate | - |
| Interest Payment Frequency | - |
| Compounding Method | - |
Savings Accounts
Whether you’re just starting to save or building an emergency fund, we have a savings account to fit your needs. See for yourself and open an Essential Savings account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$100 | 0.15% | 0.15% | Monthly | Simple |
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$100 | 0.15% | 0.15% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $100 |
| Annual Percentage Yield | 0.15% |
| Interest Percentage Rate | 0.15% |
| Interest Payment Frequency | Monthly |
| Compounding Method | Simple |
Money Market Accounts
Receive higher interest rates when you use a Money Market account to save for one of life’s biggest moments. Or, tie your Relationship Money Market to qualifying accounts and be rewarded for your Johnson Financial Group relationship. See for yourself and open a Signature Money Market account online.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$1,000 | 0.01% | 0.01% | Monthly | Simple |
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$1,000 | 0.16% | 0.16% | Monthly | Simple |
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$1,000 | 0.20% | 0.20% | Monthly | Simple |
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$1,000 | 0.40% | 0.40% | Monthly | Simple |
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$1,000 | 0.75% | 0.75% | Monthly | Simple |
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$1,000 | 0.85% | 0.85% | Monthly | Simple |
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$25,000 | 0.03% | 0.03% | Monthly | Simple |
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$25,000 | 0.40% | 0.40% | Monthly | Simple |
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$25,000 | 0.95% | 0.95% | Monthly | Simple |
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$25,000 | 1.26% | 1.25% | Monthly | Simple |
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$25,000 | 1.41% | 1.40% | Monthly | Simple |
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$25,000 | 1.46% | 1.45% | Monthly | Simple |
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|---|---|
| Minimum Deposit | $1,000 |
| Annual Percentage Yield | 0.01% |
| Interest Percentage Rate | 0.01% |
| Interest Payment Frequency | Monthly |
| Compounding Method | Simple |
Certificate of Deposits (CDs)
Growing your money is easier with a fixed-rate CD. Choose a CD to best fit your financial goals and contact your relationship banker to open an account.
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Initial Minimum Deposit |
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|---|---|---|---|---|---|
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$2,000 | 1.56% | 1.55% | At Maturity | Simple |
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$2,000 | 3.32% | 3.29% | At Maturity | Simple |
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$100,000 | 3.32% | 3.29% | At Maturity | Simple |
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$250,000 | 3.52% | 3.49% | At Maturity | Simple |
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$500,000 | 3.52% | 3.49% | At Maturity | Simple |
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$1,000,000 | 3.52% | 3.49% | At Maturity | Simple |
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$2,000,000 | 3.52% | 3.49% | At Maturity | Simple |
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$2,000 | 2.80% | 2.80% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.75% | 2.75% | Annual | Simple |
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$2,000 | 2.80% | 2.80% | Annual | Simple |
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|---|---|
| Minimum Deposit | $2,000 |
| Annual Percentage Yield | 1.56% |
| Interest Percentage Rate | 1.55% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Individual Retirement Accounts (IRAs)
The advantages of an IRA can help you prepare for retirement. Find the IRA that’s right for you and contact your relationship banker to open an account.
|
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Initial Minimum Deposit |
||||
|---|---|---|---|---|---|
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$300 | 3.32% | 3.29% | At Maturity | Simple |
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$100,000 | 3.32% | 3.29% | At Maturity | Simple |
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$250,000 | 3.52% | 3.49% | At Maturity | Simple |
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$500,000 | 3.52% | 3.49% | At Maturity | Simple |
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$1,000,000 | 3.52% | 3.49% | At Maturity | Simple |
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$2,000,000 | 3.52% | 3.49% | At Maturity | Simple |
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$300 | 2.80% | 2.80% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.75% | 2.75% | Annual | Simple |
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$300 | 2.80% | 2.80% | Annual | Simple |
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|---|---|
| Minimum Deposit | $300 |
| Annual Percentage Yield | 3.32% |
| Interest Percentage Rate | 3.29% |
| Interest Payment Frequency | At Maturity |
| Compounding Method | Simple |
Products offered by Johnson Bank, Member FDIC, a Johnson Financial Group Company.
¹ This account pays a variable rate of interest. Your interest rate and APY may change without notice after the account is opened. Fees could reduce the earnings on the account.
² ELIGIBILITY – To qualify for the Relationship Money Market Account (MMDA), account owners must maintain two (2) additional products with Johnson Financial Group: One product must be a consumer checking (demand deposit) account (including accounts held in the capacity of a qualifying Trust); or a qualifying Johnson Bank Small Business Solutions Checking Account: 1) Where an account owner is the sole proprietor/owner (d/b/a), or 2) A Corporate, Limited Liability Corporation, or Limited Liability Partnership account for a business in which the account owner(s) is/are the majority owner(s), or 3) An account for a business owned by a revocable trust for which an account owner is the grantor and trustee, or 4) Partnership account in which the account owner(s) is/are the majority general partner(s), or 5) A Family Limited Partnership where the account owners, together, are the majority partner(s). The other product must be a consumer product held by the account owner(s) and include a consumer loan, consumer mortgage loan, credit card (offered through Élan Financial Services), LPL Financial (brokerage) account, or Wealth account. Products may not be used with more than one Relationship Money Market. If the eligibility requirements are not maintained, the account will be automatically transferred (converted) to a Signature Money Market Account³ Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
3 Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
4 Deposit Rate Special Effective August 24, 2026 thru October 2, 2026.
Important information to obtain Johnson Financial Group's Deposit Rate Special offer for the following products and accounts: Signature Money Market, Private Banking Money Market, Relationship Money Market
Bonus Rate/Account Information:
The Deposit Rate Special is available only for Consumer account holders. Business Money Market Accounts, all other business accounts, and municipal accounts are not eligible for this promotion. Additionally, individuals whose accounts were closed within the past 90 days or closed with a negative balance within the last three years are not eligible. The promotion is limited to one (1) account per household, and all participating households must maintain an eligible checking account relationship.
To qualify, clients must either:
- Deposit a minimum of $25,000 in new money to Johnson Financial Group and open a new eligible Money Market Account; or
- Have an existing eligible Money Market Account currently receiving an expiring 6-month promotional rate of 3.24%.
Eligible Products and Minimum Opening Deposits:
Minimum opening deposit requirements remain product-specific and must be met for the account selected:
- Signature Money Market Account: Minimum opening deposit of $1,000 but to qualify for the Deposit Rate Special, at least $25,000 or more in new money is required.
- Relationship Money Market Account: Minimum opening deposit of $25,000. The full $25,000 or more must be funded with new money; existing Johnson Bank funds may not be used to meet this requirement to qualify for the Deposit Rate Special.
- Private Banking Money Market Account: Minimum opening deposit of $100,000. The full $100,000 or more must be funded with new money; existing Johnson Bank funds may not be used to meet this requirement to qualify for the Deposit Rate Special.
Clients qualifying through an existing eligible Money Market Account with an expiring 6-month promotional rate of 3.24% are not required to open a new Money Market Account.
The promotional rate is available for a 9-month term beginning on account opening. During the promotional term, the account will earn a fixed interest rate of 3.45%, resulting in an Annual Percentage Yield (APY) of 3.50%. Interest is calculated using the Daily Balance Method, which applies a daily periodic rate to the Daily Collected Balance in the account each day.
To remain eligible for the Deposit Rate Special, the account must remain open and in good standing throughout the promotional term. The promotional rate will apply to the entire account balance during the promotional period.
At the conclusion of the 9-month promotional term, or if eligibility requirements are no longer met, Johnson Financial Group reserves the right to convert the account to the standard tiered variable rate in effect at that time as disclosed in the current rate sheet. Rates are subject to change at the discretion of Johnson Financial Group and may be adjusted without prior notice. No rate exceptions are permitted under this promotion.
This offer cannot be combined with any other promotional offer, including cash bonus offers. Interest earned will be reported on the applicable IRS tax forms, including Form 1099-INT or Form 1099-MISC. .