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Linking Options

To prevent an overdraft, automatically transfer money from your savings or money market account, or a Classic, Premier or Home Equity Line of Credit to your checking account.

Savings or Money Market Account

    • Links to your checking account
    • Activates only when your checking account falls below zero
    • Automatic transfers in amounts necessary to prevent an overdraft
    • Fee-free

Line of Credit

    • Links to your checking account
    • Activates only when your checking account falls below zero
    • Automatic transfers in incremental amounts ($100 for Classic Line of Credit and $500 for Premier or Home Equity Line of Credit)
    • Flexible monthly payments deducted from your checking account

Convenient Access

Quickly monitor your checking account balance and transactions with one of these convenient options.


The enhanced digital banking solution is easy and intuitive so you can manage your money when and where it is convenient for you.


Easily monitor your accounts via email or text message with MyJFG alerts. Enable automatic alerts to notify you of important account and online activity.

Call or Visit

Call us at 888.769.3796 or visit us at one of our convenient locations.

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.

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Couple choosing paint colors in their new room.

Home Equity Line of Credit (HELOC)

As life changes and your needs shift, use the equity in your home to finance your next goal. Maybe you’re considering a home improvement, a new vehicle or want to consolidate debt. Whatever your project or plans, a home equity line of credit can get you closer to achieving them.

Learn More about home equity lines of credit

If your checking account doesn't have enough money to cover a withdrawal or purchase, an Overdraft Service automatically transfers money into your eligible checking account from your eligible linked account (provided there are funds available in the linked account).

Yes. A returned item is a check or other transaction that is not processed by the bank from which it was drawn. An item may be returned if it will cause the account to overdraw and there is not an Overdraft Service in place to cover it.

Using online and mobile banking is the best way is to ensure that you always have enough money in your account from the time a transaction is initiated until it posts to your account. There are steps you can take to help minimize the possibility of an overdraft, including:

  • Downloading the Johnson Bank mobile app
  • Tracking your balance
  • Setting up alerts

Help & Support

New to MyJFG? Enroll. 

Have Questions?

We're here to help.

Give us a call at 888.769.3796

EMAIL US Click here to contact us.
Tiffany Kloc
Tiffany Kloc, Officer, Branch Manager, Racine, WI

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