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Overdraft Services


There's no need to worry about overdraft fees when you link a savings or money market account or line of credit to your checking account.

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Linking Options

To prevent an overdraft, automatically transfer money from your savings or money market account, or a Classic, Premier or Home Equity Line of Credit to your checking account.

Savings or Money Market Account

    • Links to your checking account
    • Activates only when your checking account falls below zero
    • Automatic transfers in amounts necessary to prevent an overdraft
    • Fee-free

Line of Credit

    • Links to your checking account
    • Activates only when your checking account falls below zero
    • Automatic transfers in incremental amounts ($100 for Classic Line of Credit and $500 for Premier or Home Equity Line of Credit)
    • Flexible monthly payments deducted from your checking account

Convenient Access

Quickly monitor your checking account balance and transactions with one of these convenient options.

MyJFG

The enhanced digital banking solution is easy and intuitive so you can manage your money when and where it is convenient for you.

Alerts

Easily monitor your accounts via email or text message with MyJFG alerts. Enable automatic alerts to notify you of important account and online activity.

Call or Visit

Call us at 888.769.3796 or visit us at one of our convenient locations.

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Home Equity Line of Credit (HELOC)

As life changes and your needs shift, use the equity in your home to finance your next goal. Maybe you’re considering a home improvement, a new vehicle or want to consolidate debt. Whatever your project or plans, a home equity line of credit can get you closer to achieving them.

Learn More about home equity lines of credit

If your checking account doesn't have enough money to cover a withdrawal or purchase, an Overdraft Service automatically transfers money into your eligible checking account from your eligible linked account (provided there are funds available in the linked account).

Yes. A returned item is a check or other transaction that is not processed by the bank from which it was drawn. An item may be returned if it will cause the account to overdraw and there is not an Overdraft Service in place to cover it.

  • Set up Overdraft Services with Automatic Transfers when you link one or your savings or money market account, or a Classic, Premier or Home Equity Line of Credit to your checking account.
  • Enable email or text messages within MyJFG to notify you of your balances. Select Settings, Alert Preferences and add a New Account Alert for your checking account.
  • New Overdraft Forgiveness to provide 2 overdraft waives per year, per account.

If your account is overdrawn, your items may be returned or paid. No overdraft fees will be charged if your Account is overdrawn by $50.00 or less after posting all transactions at the end of a business day. When your account is overdrawn more than $50.00, you will be assessed a $20.00 fee per item that has overdrawn your account or has been returned by the bank.

You can receive up to a maximum of five overdraft/returned item fees in a single business day.

Help & Support

New to MyJFG? Enroll. 

Have Questions?

We're here to help.

Give us a call at 888.769.3796

EMAIL US Click here to contact us.
Jennifer Aceto
Jennifer Aceto, AVP Branch Manager, Kenosha, WI

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