To prevent an overdraft, automatically transfer money from your savings or money market account, or a Classic, Premier or Home Equity Line of Credit to your checking account.
Quickly monitor your checking account balance and transactions with one of these convenient options.
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Home Equity Line of Credit (HELOC)
As life changes and your needs shift, use the equity in your home to finance your next goal. Maybe you’re considering a home improvement, a new vehicle or want to consolidate debt. Whatever your project or plans, a home equity line of credit can get you closer to achieving them.Learn More about home equity lines of credit
If your checking account doesn't have enough money to cover a withdrawal or purchase, an Overdraft Service automatically transfers money into your eligible checking account from your eligible linked account (provided there are funds available in the linked account).
Yes. A returned item is a check or other transaction that is not processed by the bank from which it was drawn. An item may be returned if it will cause the account to overdraw and there is not an Overdraft Service in place to cover it.
Using online and mobile banking is the best way is to ensure that you always have enough money in your account from the time a transaction is initiated until it posts to your account. There are steps you can take to help minimize the possibility of an overdraft, including:
- Downloading the Johnson Bank mobile app
- Tracking your balance
- Setting up alerts
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