Compare Checking Accounts
Whether you want to manage your account digitally or earn interest on your checking account balances, we have a checking account to fit your lifestyle. You’ll have access to fee-free ATMs, a contactless debit card, Mobile Deposit and Overdraft Services.
Compare Checking Account Options
Managing your money is easy and worry-free when you choose one of our checking accounts. Contact us so we can take the time to understand your needs to find the one that's right for you.
Digital Checking
Take advantage of no monthly fees or minimum balance requirements when you digitally manage the account as a checkless account.¹-
Opening Deposit
$100
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Monthly Service Fee & Balance Requirements¹
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ACH Direct Deposit
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Checkless Account
Manage as a checkless account with online, mobile and electronic payments1
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eStatements
Enroll for eStatements through eBanking
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Transaction & Activity Fees
- Unlimited transactions, no activity fees
- On-Us ATM, Foreign ATM or ACH/Electronic
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Young Adults
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Overdraft Services
Overdraft Services5
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Interest Rate
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Interest Payment Frequency
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Check Safekeeping
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Account Features
Essential Checking
Eliminate monthly maintenance fees and balance requirements with a monthly automatic (ACH) direct deposit made to this account.-
Opening Deposit
- $200
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Monthly Service Fee & Balance Requirements
$10 monthly cycle maintenance fee waived if one of the following requirements is met:
- Monthly automatic (ACH) direct deposit into this account
- $500 minimum daily ledger balance2
- $1,000 average monthly cycle ledger balance
- $100,000 combined related aggregate ledger balance3
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ACH Direct Deposit
Monthly
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Checkless Account
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eStatements
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Transaction & Activity Fees
- Unlimited transactions, no activity fees
- Per Check, On-Us ATM, Foreign ATM or ACH/Electronic
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Young Adults
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Overdraft Services
Overdraft Services5
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Interest Rate
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Interest Payment Frequency
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Check Safekeeping
- No charge for check safekeeping
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Account Features
Signature Checking
Earn interest, eliminate maintenance fees and balance requirements when you link the balances from your other eligible Johnson Financial Group accounts.-
Opening Deposit
- $200
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Monthly Service Fee & Balance Requirements
$20 monthly cycle maintenance fee waived if one of the following requirements is met:
- $1,000 minimum daily ledger balance2
- $10,000 average monthly cycle ledger balance
- $150,000 combined related aggregate ledger balance3
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ACH Direct Deposit
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Checkless Accounts
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eStatements
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Transaction & Activity Fees
- Unlimited transactions, no activity fees
- Per Check, On-Us ATM, Foreign ATM or ACH/Electronic
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Young Adults
Essential Checking for young adults4
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Overdraft Services
Overdraft Services5
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Interest Rate
- Tiered interest rate
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Interest Payment Frequency
- Monthly
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Check Safekeeping
- No charge for check safekeeping
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Account Features
1 This account requires the use of eStatements. A monthly fee of $5.00 will be charged to your account if you elect to receive paper statements. Should a check be presented a $5.00 fee will be charged per check paid against this account. If your account balance is $0.00, the account will be closed after ten consecutive calendar days.
2 Opening an account with an amount less than the Minimum Daily Ledger Balance will result in the account being assessed a Monthly Cycle Maintenance Fee for the initial monthly cycle, unless another balance qualification disclosed is met or a monthly direct deposit is established for Essential Checking.
3 Defined as the lowest daily combined Ledger Balance of this Account and all “Related Accounts” that have been designated by you and linked by the Bank for this purpose.
Related Accounts include designated consumer savings, money market, certificate of deposit accounts, and current outstanding principal consumer and mortgage loan balances. Classic Lines of Credit and certain deposit account balances for retirement or tax-deferred accounts are excluded. Related Accounts may not be linked with more than one account for purposes of Combined Related Aggregate Ledger Balances.
4 Young Adults under the age of 25 are eligible for a free Essential Checking account if a parent or guardian maintains a Johnson Bank interest bearing checking (demand deposit) account.
5 Credit products are subject to bank underwriting guidelines and credit approval. Certain conditions, terms, and restrictions may apply based on the program selected.
Other Information: Minimum age to open an individual checking account is 18. Additional fees may apply, see the Fee Schedule for more information.
Open an account
- Bring at least one form of the following valid photo IDs:
- Driver's license
- Passport
- Government
- Student
- Tribal identification
- Provide the following personal information:
- Date of birth
- Physical address
- Phone number
- Make an opening deposit for the new account.
We can also help you with...
Mobile Payments
Easily make secure in-store and in-app purchases at participating merchants using your mobile device and a Johnson Financial Group credit or debit card.
Learn More about mobile wallet
Have Questions?
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Give us a call at 888.769.3796
EMAIL US Click here to contact us.
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