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Compare Checking Accounts


Whether you want to manage your account digitally or earn interest on your checking account balances, we have a checking account to fit your lifestyle.

Mature woman examines her checking account on her laptop.

Compare Checking Account Options

Managing your money is easy and worry-free when you choose one of our checking accounts. Contact us so we can take the time to understand your needs to find the one that's right for you.

Digital Checking

Take advantage of no monthly fees, overdraft fees or ongoing minimum balance requirements. This affordable, checkless account makes digitally managing your money simple and secure so you can achieve your financial goals.
  • Opening Deposit

    $25

  • Monthly Service Fee & Balance Requirements

      -

  • ACH Direct Deposit

    -

  • Checkless Account

    Manage as a checkless account with online, mobile and electronic payments

  • eStatements

    Required to enroll for eStatements through MyJFG1

  • Transaction & Activity Fees

    • Unlimited transactions, no activity fees
    • On-Us ATM, Foreign ATM or ACH/Electronic
  • Young Adults

    -

  • Overdraft Services

    No Overdraft Fees

    Transactions will be returned if the account doesn’t have sufficient funds.

     

  • Interest Rate

    -

  • Interest Payment Frequency

    -

  • Account Features

Essential Checking

Eliminate monthly maintenance fees and balance requirements with a monthly automatic (ACH) direct deposit made to this account.
  • Opening Deposit

    • $200
  • Monthly Service Fee & Balance Requirements

    $10 monthly cycle maintenance fee waived if one of the following requirements is met:

    • Monthly automatic (ACH) direct deposit into this account
    • $500 minimum daily ledger balance2
    • $1,000 average monthly cycle ledger balance
    • $100,000 combined related aggregate ledger balance3
  • ACH Direct Deposit 

    Monthly 

  • Checkless Account

    -

  • eStatements

    Optional

  • Transaction & Activity Fees

    • Unlimited transactions, no activity fees
    • Per Check, On-Us ATM, Foreign ATM or ACH/Electronic
  • Young Adults

    -

  • Overdraft Services

    Overdraft Services5

  • Interest Rate

    -

  • Interest Payment Frequency

    -

  • Account Features

Signature Checking

Earn interest, eliminate maintenance fees and balance requirements when you link the balances from your other eligible Johnson Financial Group accounts.
  • Opening Deposit

    • $200
  • Monthly Service Fee & Balance Requirements

    $20 monthly cycle maintenance fee waived if one of the following requirements is met:

    • $1,000 minimum daily ledger balance2
    • $10,000 average monthly cycle ledger balance
    • $150,000 combined related aggregate ledger balance3
  • ACH Direct Deposit

    -

  • Checkless Accounts

    -

  • eStatements

    Optional

  • Transaction & Activity Fees

    • Unlimited transactions, no activity fees
    • Per Check, On-Us ATM, Foreign ATM or ACH/Electronic
  • Young Adults

    Essential Checking for young adults4

  • Overdraft Services

    Overdraft Services5

  • Interest Rate

    • Tiered interest rate
  • Interest Payment Frequency

    • Monthly
  • Account Features

1 This account requires the use of eStatements. A monthly fee of $2.00 will be charged to your account if you elect to receive paper statements. If your account balance is $0.00, the account will be closed after 35 consecutive calendar days.

2 Opening an account with an amount less than the Minimum Daily Ledger Balance will result in the account being assessed a Monthly Cycle Maintenance Fee for the initial monthly cycle, unless another balance qualification disclosed is met or a monthly direct deposit is established.

3 Defined as the lowest daily combined Ledger Balance of this Account and all “Related Accounts” that have been designated by you and linked by the Bank for this purpose.

Related Accounts include designated consumer savings, money market, certificate of deposit accounts, and current outstanding principal consumer and mortgage loan balances. Classic Lines of Credit and certain deposit account balances for retirement or tax-deferred accounts are excluded. Related Accounts may not be linked with more than one account for purposes of Combined Related Aggregate Ledger Balances.

4 Young Adults under the age of 25 are eligible for a free Essential Checking account if a parent or guardian maintains a Johnson Bank interest bearing checking (demand deposit) account.

5 Credit products are subject to bank underwriting guidelines and credit approval. Certain conditions, terms, and restrictions may apply based on the program selected.

Other Information: Minimum age to open an individual checking account is 18. Additional fees may apply, see the Fee Schedule for more information.

A hand with a pen filling out an application

Open an account

  • Bring at least one form of the following valid photo IDs:
  • Driver's license
  • Passport
  • Government
  • Student
  • Tribal identification
  • Provide the following personal information:
  • Date of birth
  • Physical address
  • Phone number
  • Make an opening deposit for the new account.

We can also help you with...

Person using mobile phone to pay with a credit card.

Mobile Wallet

Mobile payments allow you to make purchases with your mobile device using your Johnson Financial Group card. You can easily make secure in-store and in‐app purchases at participating merchants.

LEARN MORE Click here to learn more about mobile wallet.

A checking account is a deposit account that allows you to make deposits and withdrawals. Most checking accounts are primarily for accessing money for daily use with checks or a debit card. Savings accounts are intended for depositing funds to save money and earn interest.

For an individually owned checking account, you must be 18 years or older. If you are a parent or guardian and would like to open a joint checking account with your child who is younger than 18, please contact a Relationship Banker or call us at 888.769.3796.

To open a digital checking or essential savings account online, please click here. If you need assistance opening an account online, please call 888.769.3796, or visit any of our branch locations for assistance or to open an account in-person.

Johnson Financial Group partners with Harland Clark to provide options for checks, deposit tickets, signature stamps, and much more. If you prefer to order your checks by phone, for personal accounts please call 800.275.1053. If you are calling international, please use 800.234.4098. For Business accounts, please call 800.503.2345.

For most personal accounts, you will need a valid form of identification and personal information such as date of birth, social security number and address. For more information on what qualifies as a valid ID, or to open a checking account, click here. If you have further questions, we are happy to help. Please call us at 888.769.3796.

Johnson Financial Group’s routing number is 075911852. The routing number can also be found in Account Details within MyJFG.

Most companies ask for your account number, routing number, and will need to know if your account is a checking or savings account to set up your direct deposit. Some companies require a direct deposit form, or a voided copy of a check. Please call 888.769.3796 for assistance with obtaining the direct deposit form.

In most cases, direct deposits are posted to the account on the date your employer indicated when sending the deposit.

Currently Johnson Financial Group customers can order most foreign currencies at our branch locations. For more information, or to be connected to a branch location, please contact us at 888.769.3796.

Some accounts have a minimum balance requirement to avoid a monthly service fee. To be matched with the best account for your financial needs, please call us at 888.769.3796 or view more information on our checking account options.

In most situations, we will need a death certificate and your identification to move forward. Please contact a Relationship Banker, or call us at 888.769.3796 so we can assist you.

Brittany Liebner
Brittany Liebner, Officer, Branch Manager, Mequon, WI

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