Business Loans
Flexible financing options to help make your business dreams a reality.
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How to Get a Business Loan
Establish a banking relationship with an experienced lender. Building a rapport with a lender who is knowledgeable in your industry is beneficial long before you need a loan.
Reduce your debt and improve your credit profile. Reducing your debt can quickly improve your credit profile.
Determine your eligibility. Save valuable time by talking with an advisor to determine your eligibility for different types of loans before applying.
Review your financial details. Lenders will review your financials, such as your cash flow, to ensure you're well-positioned to repay the loan.
Gather appropriate documents and submit your loan application. Submitting a complete application, including all of the appropriate documents needed for the loan review, can lead to a quicker approval.
Business Financing Options
Line of Credit
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- Lines of credit are ideal for businesses that need easy access to cash over short periods of time to purchase inventory or manage seasonal cash flow fluctuations.
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- Access to working capital and cash
- Competitive variable rate
Term Loan
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- Term loans help your business purchase capital goods and equipment, fund a change in ownership or consolidate business debt.
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- Acquire equipment or other assets with fixed monthly payments
- Long-term financing
- Competitive interest rate
- Flexible terms and conditions
SBA Financing
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- Small Business Administration loans can be used to start or acquire a business, purchase equipment, refinance or acquire inventory and support working capital needs.
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- Long-term financing
- Lower down payments
- Competitive interest rate
- Flexible terms and conditions
- Improved cash flow as a result of the above benefits
Related Resources
Thinking about starting a business?
Check out the Wisconsin Small Business Development Center of UW-Parkside. They assist over 300 small businesses and entrepreneurs annually with start-up loan information and more.
LEARN MORE Learn more about the Wisconsin Small Business Development Center
Thinking about relocating your business?
Among the many reasons for a business to relocate, you might think square footage would be the leading catalyst.
READ MORE Read more about relocating your business.
Assessing the Implications of the Tax Cut and Jobs Act
The Tax Cut and Jobs Act of 2017 (TCJA) brought a reduction in tax rates and significant changes to deductions.
READ MORE Read more about the Tax Cut and Jobs Act of 2017.Products offered by Johnson Bank, Member FDIC, a Johnson Financial Group Company. Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. The term of the loan will vary based upon program chosen. Certain conditions, terms, and restrictions may apply based on the loan program selected. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.
Your Trusted Business Banking Advisor
Whatever stage your business is in, our advisors can help you choose the right business financing options to fit your unique needs.
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