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From Residency to Retirement: Starting Out


As a new physician, you have a lot of financial decisions to consider. You don’t have to do it alone. Learn how our team can provide tailored financial solutions that align with your long-term goals.

Hospital staff meets in the hallway to discuss their agenda for the day.

Congratulations, Physician!

You just finished your residency and you are starting your career as a doctor. Maybe you’re preparing to sign your first employment contract. Or, perhaps you have already signed a multiyear contract that will come with a significant increase in income. We want to help set you up for success with financial strategies and solutions to ensure your money continues to grow as you mature in your career.

Exclusive Private Banking Solutions

Your private banker will focus on your financial needs with solutions tailored to you.

Private Banking

Your patients have peace of mind when they have a team of experts behind them. The same is true for you and your financial goals. Your private banker will provide personalized service that comes to you, where and when it's most convenient, through these unique services:

  • Special pricing for loans, deposits and other services based on your individual needs.
  • Easy money management with a checking account with no minimum balance, no monthly fees and 24/7 on-the-go access with our mobile app.
  • Convenient access to your line of credit for home improvements or short-term cash flow needs. Save money with no closing costs and no annual fees.
LEARN MORE about private banking.
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A solution to help strengthen your financial plan

Specially designed for physicians who have unique needs and desire exclusive financing options to help craft their story. Private Specialty Financing can help with debt consolidation, personal loans, optimizing cash flow and big ticket purchases.

Financing benefits include:

  • Unsecured loans
  • Fixed rate financing
  • Flexible loan terms
  • Extended repayments
  • Competitive rates
Young couple meets with a financial advisor at their office.

Deposit Services

Your checking or money market account can play an important role in helping you manage the cash you need for everyday expenses separately from the funds you've set aside for long-term goals.

Choose an account designed for you, including options for no balance requirements, higher interest rates and adjustable spending and withdrawal limits for your debit card and person-to person payments.

You can also protect yourself from unplanned expenses and emergencies with Overdraft Services.

LEARN More about private banking solutions.
Financial advisor meets with mature couple to discuss their retirement plans.

Financial Planning

The purpose of a financial plan is to define how your income and assets can provide for a lifetime of happiness. Healthy savings habits, spending discipline and appropriate investments are necessary to meet your goals. But, you need more than just a plan.

We can keep you centered on your plan when faced with market downturns or enticing spending opportunities. Our team is invested in you and your family. We're committed to helping you get where you want to go.

LEARN MORE about financial planning.
Couple standing in their new home surrounded by boxes from their move.

Zero Down Payment Home Loans

Whether you are buying your first home, moving or building a home, we’ll guide you through every step of the financing process. We can help you find the loan program to best align with your finances, life goals and your future plans.

  • Zero down home loans up to $1,000,000, low down payment options and loan options up to $3,000,000
  • No mortgage insurance requirements
  • May close on purchase up to 90 days prior to employment contract start date
  • Preferred pricing may be available with certain Johnson Financial Group relationships
APPLY NOW for more information on home loan options for physicians. CONTACT US

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required. 

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From Residency to Retirement

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Hospital staff meets in the hallway to discuss their agenda for the day.

Starting Out

You just finished your residency and you are starting your career as a doctor. Maybe you’re preparing to sign your first employment contract. Or, perhaps you have already signed a multiyear contract that will come with a significant increase in income. We want to help set you up for success with financial strategies and solutions to ensure your money continues to grow as you mature in your career.

LEARN MORE about financial solutions for starting out as a physician.
Two surgeons in the operating room discuss a patient's charts.

Growing Confident

You’ve gained a decade or more of experience as a physician and continue to mature in your profession. Now what? As you approach mid-career, it’s time to focus on a solid financial plan that will help you achieve your long-term goals – for the remainder of your career and into retirement.

LEARN MORE
Female physician sitting on bed visiting with a child

Planning for Retirement

As you get closer to retirement, we can help you figure out what comes's next. We’ll help you assess your current plan and make adjustments to ensure you realize the retirement you’ve always imagined.

LEARN MORE
Older male doctor advising male patient.

Retirement

It's never too early to think about where, and to whom, you want your wealth to go after you're gone – and in the most tax-efficient way possible. Whether you're in or near retirement, we’ll consider your goals and your wishes for family and future generations, so you can build on the legacy you’ve already started.

LEARN MORE
Luke Kasten
Luke Kasten, VP Private Banking Regional Manager, Milwaukee, WI

Your Trusted Partner for Life's Biggest Moments

No matter what financial needs you may have, we're here for you. Our experienced advisors work closely with you to build the right path to help you achieve your goals.

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