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Adjustable-Rate Mortgage (ARM)*

Adjustable-rate mortgages generally have monthly principal and interest payments that change after a set period of time, based on an external financial index. ARMs can offer a variety of features, such as a lower initial interest rate, periodic and lifetime caps on the interest rate and conversion options after construction completion. 

If you plan on relocating or trading up in a few years, you may want to take advantage of an adjustable-rate mortgage.

Click the link below to view the disclosures that describe the features of the most common ARM programs we offer.

Jumbo Loans*

A jumbo loan is an option if you're looking to finance a home for more than $766,550. A jumbo loan exceeds the conforming loan limits and the maximum loan amount allowed by most mortgage investors. Jumbo loans potentially have some additional underwriting and property requirements.

If your situation provides you a low debt‐to‐income (DTI) ratio, an excellent credit score and a larger down payment, then a jumbo loan may be perfect for you.

Condo Loans

Financing a condominium is different from a typical home mortgage. Our mortgage loan officers are experienced in the condo market and can help you determine if condo living is right for you.

They are knowledgeable in the financing available for a particular building, how many units are owner-occupied or rentals, what's included in the project, association budgets and insurance, and whether the property is eligible for financing.

Medical Doctor and Dentist Loans

Specialized mortgage loans designed for medical doctors and dentists may provide benefits that include zero down payments and no private mortgage insurance (PMI) requirements. Additionally, preferred pricing may be available with certain Johnson Financial Group relationships and deferred student loan debt may be excluded from loan ratios.

Whether you're fresh out of residency or close to retirement, we help you navigate your home loan options.

Low Down Payment Loans*

Several loan programs can make homeownership more affordable. These options include low down payments, down payment assistance, gifts and grants to help you finance your dream.

As a VA home loan provider, we’re proud to offer special benefits to active military and veterans to make buying a home more affordable. Take advantage of a zero down payment loan with low rates and low closing costs.