Skip to content


FDIC Insured

CDs are protected by the Federal Deposit Insurance Corporation (FDIC), making your money a low-risk investment.

Flexible Terms

Common terms for CDs range from three months to three years.

Rate of Return

A CD has a higher interest rate than a traditional savings account, generally meaning the longer term you choose, the higher the interest rate and the better return rate.

hand placing multiple seeds in dirt along a row

Benefits of CD Laddering

An investment strategy with CD laddering can maximize returns while minimizing risk. Investments in a CD ladder provide you with smaller Certificates of Deposit that mature at staggered dates, rather than a single large, long-term CD.

  • Liquidity – You have available cash at frequent intervals.
  • Flexibility – You decide when you want to invest more or less of your money.
  • Higher Interest Rates – Once your ladder is established, you can choose longer-term CDs with higher rates with certificates still maturing frequently.
  • Peace of Mind – If interest rates rise, you’ll have cash to take advantage of the best return. When rates fall, you still have money invested for the long term at higher rates.

We can also help you with...

Male and female looking through paperwork at a desk.


Whether your retirement is just a few years from now or in a few decades, an Individual Retirement Account (IRA) will help you prepare.

LEARN MORE Click here to learn more about IRAs.
Have Questions?

We're here to help.

Give us a call at 888.769.3796

Rachel Kroncke
Rachel Kroncke, Senior Relationship Banker, Kenosha, WI

Your Trusted Partner for Life's Biggest Moments

No matter what financial needs you may have, we're here for you. Our experienced advisors work closely with you to build the right path to help you achieve your goals.