Homeownership is more affordable than you think

couple doing paperwork on couch in front of laptop

Down payments as low as 3%

  • Fixed-rate loan options with low down payments
  • For buyers with limited credit histories
  • Eligible for refinancing and first-time homebuyers
  • Purchase a single family home or a warrantable condo
  • Grants and down payment assistance may be available
little boy running into room while parents watch at door

Wisconsin Housing and Economic Development Authority (WHEDA)

The WHEDA loan option is available for select Wisconsin homebuyers.

  • Low down payment options with fixed-rate terms
  • Community down payment funds and loan assistance options available
  • For homebuyers in targeted WHEDA counties or cities
aerial view of small town on countryside with trees

Guaranteed Rural Housing

A United States Department of Agriculture (USDA) home loan option in eligible rural areas.

  • Zero down payment loan with fixed-rate terms
  • Community down payment funds and loan assistance options available
  • For current homeowners and first-time homebuyers
  • Funds available for housing rehab or home improvements
  • Johnson Financial Group is a designated underwriter for Guaranteed Rural Housing

Down Payment Grant Programs

Johnson Financial Group logo with transparent background.

Up To $2,500 Down Payment Grant

  • For first-time homebuyers purchasing a single family residence or warrantable condo
  • Eligible for homes in these counties; Barron, Brown, Dane, Jefferson, Kenosha, Milwaukee, Outagamie, Ozaukee, Racine, Rock, Sawyer, Sheboygan, Walworth, Washington and Waukesha in Wisconsin and Maricopa in Arizona
  • Home must be located in low or moderate income census tract
  • Combine with a low down payment loan option and fixed-rate terms
Find A Loan Officer To Apply Find a loan officer to apply
Johnson Financial Group logo with transparent background.

A $1,000 or $1,500 Down Payment Grant

  • Can be used to buy a home in any neighborhood
  • Available with certain loan programs
  • Grant may be used with the First $tep grant and other eligible grants
  • For single family residences or warrantable condos
  • Combine with a low down payment loan option and fixed-rate terms
Find A Loan Officer To Apply Find a loan officer to apply

We can also help you with...

Mom giving daughter a horseback ride in their living room.

Homeowners Insurance

Your home is likely one of your largest investments. You deserve to have peace of mind that your home and the possessions inside are protected from life’s unexpected events.

Learn More about home and condo insurance

Related Resources

question mark with white circle icon in the color burgundy
Have Questions?

We're here to help.

Give us a call at 888.769.3796

EMAIL US

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.

Vanessa Reyes
Vanessa Reyes, Community Mortgage Loan Officer, Kenosha, WI

Your Trusted Mortgage Loan Officer

Whether you are buying your first home or moving into a new home, we will be there to guide you every step of the way.

FIND A LOAN OFFICER
a magnifying glass looking for a location icon in the color burgundy

Need help finding the nearest branch?

Find a location