Financial Solutions for Lawyers
Your profession demands a lot. While you've worked hard to build your career and maintain your wealth, you have special financial needs to consider. Be confident in your financial future with a team of experienced professionals on your side.
Our Approach
We have financial solutions to save you time and make your life easier. With a team of professionals behind you, including your accountant and tax advisors, you'll receive guidance and insight personalized to your needs. Together, we'll create a cohesive plan to help you achieve your financial goals.
Private Specialty Financing
A solution to help strengthen your financial plan
Specially designed for attorneys who have unique needs and desire exclusive financing options to help craft their story. Private Specialty Financing can help with debt consolidation, personal loans, optimizing cash flow and big ticket purchases.
Financing benefits include:
- Unsecured loans
- Fixed rate financing
- Flexible loan terms
- Extended repayments
- Competitive rates
Along with financing, we’ll partner with you on these solutions
Review your total financial picture. Experienced and proactive, your private banker is committed to understanding your priorities and helping you create a plan for what comes next.
Manage your money with a Private Banking Checking account. Get easy access to the cash you need for everyday expenses and meet your liquidity needs. You can also easily manage your money when and where it is convenient for you using our digital banking solution, MyJFG.
Wealth Management Solutions
From law school to living comfortably in retirement, our team will partner with you to create, grow and preserve your assets now and for generations to come. A well-rounded plan will include:
- Financial planning to review your short and long-term financial goals and a personalized plan
- Review of your retirement goals to establish a plan, project future financial welfare and assist you in a successful transition into retirement
- A strategy to tackle student loan debt
- An assessment of your professional liability risks
- Management of your well-earned assets with appropriate risk control
- Opportunities to invest in a well-diversified, professionally managed portfolio
- Ongoing review of your financial plan to ensure you're prepared for changing markets and life goals
- An estate plan to provide for loved ones and ensure your wealth transfers to future generations
Home Loans
Whether you are buying, building or moving into a new home, we'll guide you through every step of the financing process.
Why buy a home?
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- Zero down payment loans up to $800,000
- Loan options up to $3,000,000
- Servicing for the life of your loan
- Certain qualifications apply
Why build a home?
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- Down payments as low as 5%
- One-time close loan option
- Lock your fixed rate financing up to six months prior to completion
- Servicing for the life of your loan
Learn more about...
Personalized services to make the most of your time
As a lawyer, you face unique challenges and your time is valuable. Your private banker will provide personalized service that comes to you, where and when it's most convenient, through these unique services:
- Special pricing for loans, deposits and other services based on your individual needs.
- Easy money management with a checking account with no minimum balance, no monthly fees and 24/7 on-the-go access with our mobile app.
- Convenient access to your line of credit for home improvements or short-term cash flow needs. Save money with no closing costs and no annual fees.
A solution to help strengthen your financial plan
Specially designed for attorneys who have unique needs and desire exclusive financing options to help craft their story. Private Specialty Financing can help with debt consolidation, personal loans, optimizing cash flow and big ticket purchases.
Financing benefits include:
- Unsecured loans
- Fixed rate financing
- Flexible loan terms
- Extended repayments
- Competitive rates
Ensure you're ready when the time comes
Retirement planning can help you define how your income and assets can provide the lifestyle you want as well as healthy savings habits.
LEARN MORE about the options you have to make your retirement financially secure.
A strategy to take care of the people you care about
An estate plan can outline how you would like to divide up your assets after you're gone. You can decide through a will, revocable trust, financial power of attorney, advance directive, health care power of attorney and family mission statement.
LEARN MORE about estate planning and how it will help you protect your estate.
A strategy that tells your story – a story designed to care for the people you love
Building a wealth strategy includes considering estate planning, family wealth planning, business succession planning and more.
LEARN MORE about how putting together a wealth strategy will help you.
Why create a business succession plan?
Business Succession Planning will help you create a plan for what's next. It can help you maximize your company's values and prepare other leaders.
LEARN MORE about preparing your business for ownership after you retire.Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.
Professional (ARM): The Annual Percentage Rate is 7.741% effective 09.05.2023 for a period of one month. Rates and payments based on 90% Loan to Value. Minimum down payment of 10% required. The interest rate on these loans vary and may increase after consummation. The interest rate cannot increase or decrease more than 2%-6% at the first adjustment period; and not more than 1%-2% at each subsequent adjustment period. Your interest rate cannot increase or decrease more than 6%-8% over the term of the loan. The interest rate will be based on the 30-day average SOFR (the index) as published by the Federal Reserve Bank of New York, plus our margin rounded to the nearest one eighth of one percentage point (0.125%). The initial rate may include a premium or discount and may not be based on the current index value. A monthly payment on a 360 month fully amortized $1,000,000 mortgage loan at 7.50% is $6.99 per $1,000 borrowed. Payments include principal and interest. Actual payments/monthly expenses may be greater due to term selected, property taxes and required homeowner’s insurance and, if required, flood insurance. Required closing costs, including property appraisal and title insurance, range from $2,500 to $3,000.
Professional (Fixed): The Annual Percentage Rate is 8.055% effective 09.05.2023 for a period of one month. Rates and payments based on 90% Loan to Value. Minimum down payment of 10% required. A monthly payment on a 360 month fully amortized $1,000,000 mortgage loan at 8.00% is $7.34 per $1,000 borrowed. Payments include principal and interest. Actual payments/monthly expenses may be greater due to term selected, property taxes and required homeowner’s insurance. Required closing costs, including property appraisal and title insurance and other fees range from $2,500 to $3,000.
Your Trusted Partner for Life's Biggest Moments
No matter what financial needs you may have, we're here for you. Our experienced advisors work closely with you to build the right path to help you achieve your goals.
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