In this episode:
00:00 – 04:34: 2025 Economic Recap
04:35 – 09:28: Key Drivers for 2026
09:29 – 19:03: AI and Other External “Noise” Factors
19:04 – 20:12: Questions to Ask Your Advisor This Year
20:13 - 22:21: Final Thoughts and Closing
In this episode, we take a deep dive into the financial landscape, looking back at what truly shaped the markets and the economy in 2025, and more importantly, what we anticipate might be happening in the new year. Join SVP Wealth Fiduciary Advisor and podcast host, Kelly Mould and Chief Investment Officer, Dominic Ceci as they share their insights on 2026 as well as their advice on how to position yourself for success this year and beyond.
5 Key Takeaways
1. 2025 was a volatile yet positive year financially
The S&P 500 ended 2025 up approximately 16% but the journey wasn't smooth. At one point during the year, markets crashed nearly 20% in just a couple of weeks, driven by concerns over trade policy and tariffs. Despite the turbulence, the market ultimately recovered and delivered solid returns for investors who stayed the course.
2. AI remains a dominant market narrative
Artificial Intelligence continued to be a driving force in 2025, capturing investor excitement and market attention. The AI theme has persisted and evolved, creating both opportunities and high expectations for earnings growth. Looking ahead to 2026, companies will need to deliver on these elevated expectations to justify current valuations.
3. 2026 is forecasted to focus on policy-driven growth
Economic forecasts for 2026 predict growth between 2-3%, with most projections leaning toward the higher end. This growth will largely be driven by policies passed in 2025. Investors should prepare for a year where political and policy decisions play a significant role in shaping economic outcomes and market performance.
4. Avoid impulsive decisions during market noise
Every year brings distractions and market volatility. Making impulsive investment decisions based on short-term noise almost always leads to poor outcomes. Instead, stay focused on your long-term goals, understand your path to get there and prepare yourself mentally for the inevitable turbulence. Know your destination and have the discipline to navigate through market ups and downs.
5. Check in with your advisor on these questions
Don't wait for market turbulence to evaluate your financial plan. Proactively ask yourself: Does my plan work? Am I taking an appropriate amount of risk for my goals? As your investments grow and circumstances change, you may not need to take as much risk. Be intentional about aligning your risk tolerance with your actual financial objectives.
The key to navigating 2026 isn't predicting every twist and turn — it's having a solid financial plan tailored to your unique goals and risk tolerance. Whether you're concerned about portfolio risk, planning for retirement or simply want to ensure your financial plan still aligns with your life goals, now is the perfect time to have that conversation with your advisor.
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