Sellers Reduce The Rate. We Reduce the Fees.
Save Your Homebuyer More Money
With a seller funded 2/1 or 1/1 temporary buydown and $615 off closing costs
A seller funded temporary buydown lowers the monthly payments in the first years of the loan making homeownership more affordable. Plus, when you partner with Johnson Financial Group, the homebuyer may save even more with $615 off closing costs. We'll guide them through the financing process, finding the right mortgage for their unique needs, while you can count on us for reliable, on-time closings.
Johnson Financial Group Mortgage Advantages
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We offer an extensive portfolio to provide clients with loan options to best meet their needs.
- Doctor or Dentist loans with 90 – 100% LTV and loan amounts up to $3,000,000
- Professional loans with 90 – 100% LTV and loan amounts up to $3,000,000
- One-Time Close Construction loans with low down payments and loan amounts up to $3,000,000 *
- Jumbo loans with fixed and ARM rates and loan amounts up to $3,000,000 *
- Condo waiver program
- Rate reduction option on many programs
- Relationship pricing
Options to make buying a home more affordable.
- Low down payment loan options
- Grants and down payment assistance
- For refinancing, first-time homebuyers and current homeowners
Delivered by loan officers dedicated to understanding a client’s complete financial picture.
- Fully underwritten pre-approvals
- Tailored options for down payments, loan terms and mortgage rates
- Knowledgeable and experienced loan officers who partner with clients throughout the process
- Clients will continue to work with and make payments to Johnson Financial Group
- Our team can answer questions long after the loan is closed
Protect Your Buyers From Rising Rates
Your buyers can lock their rate while shopping for a new home. Plus, if rates go down, they can take advantage of a free option to lower their rate when there is an accepted offer on a home.
Our Madison Mortgage Experts
Howard Cagle
VP, Senior Mortgage Loan Officer
Kelli Ezzell
VP Senior Mortgage Loan Officer
Hannah Milbradt
AVP Senior Mortgage Loan Officer
Carissa Peterson
VP Senior Mortgage Loan Officer
Sara Whitley
AVP, Senior Community Mortgage Loan Officer
Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Conditions, terms, and restrictions, including property and flood insurance, will vary based on loan program selected and property location.
*Private mortgage insurance may be required on loans with less than 20% down.
Permanent financing is subject to additional credit approval and property valuation.
Lock’n’Shop is only available on certain 15 and 30 year fixed rate Freddie Mac mortgage loan options. Not available without required documentation to obtain a fully underwritten preapproval. Lock’n’Shop locks your initial interest rate for up to 180 days. Your interest rate will depend on the date you lock your rate. Additional conditions or exclusions may apply.