Property & Liability Insurance
Customized coverage solutions that fit the unique needs of your business.
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Property Insurance
Our experienced advisors can protect your business from the unexpected so you can concentrate on what you do best—running your business. From the pencils in your desk to the brick and mortar building, we will partner with you to develop the best program for your company.
Ways we work with our carriers for you:
- Assessing lost profits
- Continuing to pay your employees
- Bringing in equipment to fill orders
- Reviewing and handling extra expenses
Business Interruption Insurance
With Business Interruption Insurance, also referred to as Business Income Coverage, you can minimize this setback by making sure you have adequate coverage in place.
A business interruption policy typically covers:
- Compensation for lost income if you have to vacate your premises
- Compensation for partial lost income if you are operating at a limited capacity
- Profits that would have been earned based on previous financial records
- Operating expenses
- Expenses of operating in a temporary location
Liability Insurance
Accidents happen every day that can significantly impact your business and your employees. Whether you have one location and specialize in one industry or have multiple offices and operations across the globe, we recognize the unique challenges you face. We will collaborate with you to craft a liability insurance program and prepare you for contingencies. Rest assured that your business is protected and supported while achieving your overall risk management goals.
Commercial Auto Insurance
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From running errands to operating a significant trucking fleet, you may depend on vehicles to serve your customers. Our advisors can develop flexible solutions to protect you, your employees and your business, including a driver management program and addressing your exposure to the growing issue of cell phone usage while driving.
Premises Liability
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We develop flexible solutions that offer protection for everything from a client slipping in your parking lot to scratching someone’s floor on a delivery.
Cyber Liability
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We help you protect your business with network security, employee and client privacy, and electronic media liability.
Professional Liability
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Whether you are a physician, architect, CPA or lawyer, we offer solutions to protect your business from allegations of negligent acts, errors, and omissions.
Products & Completed Operations
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Protect yourself from potential accidents caused by your merchandise or liability that arises out of a building you constructed.
Umbrella Insurance
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- An umbrella or excess policy offers additional protection once your business's general, auto or other liability coverage is exhausted. Umbrella or excess insurance is a cost-effective way to protect your business from catastrophic loss.
Management Liability
Your business could be at a high risk of uninsured loss without the right protection. From the way you maintain sensitive data to how you manage your employees, there are many management liability exposures you should be aware of. In some cases, your personal assets could be at risk.
We can also help you with...
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Risk Management
Proactively control financial loss to your organization by identifying, analyzing and controlling your risks and exposures to prevent claims before they happen.
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Alternative Risk Financing
Meet the strategic needs of your business with customized risk financing options as an alternative to traditional insurance.
LEARN MORE about Alternative Risk Financing.
Industry Solutions
Our experienced team of advisors specializes in providing customized banking, wealth and insurance solutions for a variety of industries.
LEARN MORE Click to learn more about Johnson Financial Group's industry solutionsRelated Resources
Time for an Insurance Review
Insurance is one of those things you tend to get and forget—until you have to make a claim. And that's exactly the wrong time to find out your coverage is inadequate.
READ MORE Click here to read more about insurance reviews.
Cyber and Financial Fraud Threats
Cybercrime is a growing threat for businesses in the U.S. and around the world. The tactics used to steal information and money are becoming more sophisticated and involve a high level of technical expertise.
READ MORE Click here to read more about cyber and financial fraud threats.
Bridging Generations Essential to Success in Family Businesses
Family business is the engine that fuels the U.S. economy, yielding major impact on job creation and economic growth. Yet many struggle with basic objectives such as communication, mission, shared values and succession.
READ MORE Click here to read more about how bridging generations is essential to success in family businesses.
Your Property and Casualty Advisor
As an independent insurance agency, our advisors are able to design, compare and present customized insurance solutions that help protect you and your organization.
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