In this episode:
00:00 – 04:52: Items to Consider Going Into 2026
04:53 – 10:34: Action Steps You Can Take Now
10:35 – 16:20: Common Financial Mistakes and How to Avoid Them
16:21 – 27:28: Final Tips and Closing
The start of a new year isn't just about resolutions – it's a crucial time to review, reset and refine your financial strategy. In this episode, guest host and CIO, Dominic Ceci and SVP Private Client Banking, Luke Kasten and SVP Portfolio Manager, Eric Bernal discuss how to align your finances with your goals, navigate market changes and prepare for the year ahead.
3 Key Takeaways
Reset your financial plan
Your financial plan should never be a static document. It’s a dynamic roadmap that needs regular review and updates to align with your evolving life and goals. Be intentional and specific with your financial objectives to create actionable steps that truly reflect your priorities. P.S. It’s never too early (or late) to connect with an advisor if you don’t already have one. Start the new year off on the right foot by getting matched today.
Conduct a financial assessment
Gain a clear understanding of your entire financial landscape of analyzing both your assets and liabilities. Dive deep into your cash flow by reviewing bank and credit card statements to identify spending patterns and make necessary budget adjustments for the year ahead. Additionally, consider establishing and emergency line of credit as a safety net, providing liquidity and peace of mind for unexpected events.
Optimize for future growth, protection and tax efficiency
Secure your finances by focusing on these key strategies: Maximize your retirement savings by adjusting contributions to 401(k)s and IRAs, engaging in year-end tax planning and reviewing your insurance policies.
Whether you’re starting from scratch or looking to refine an existing strategy, we’re here to help. Connect with an advisor or reach out to your existing advisor to develop a plan for 2026 that provides peace of mind and helps you achieve your goals for the new year.
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