SUMMARY
Wondering if you’re ready to retire? This 2-minute quiz assesses your savings, income plan, debt and mental preparedness and gives you a clear path forward.
Your Financial Life
Are You Ready to Retire? Take This Free Quiz to Find Out If You’re on Track.
2 minute read time
If you're in your 50s or 60s, retirement probably isn't some far-off idea anymore. Maybe you can see the finish line or maybe it snuck up on you faster than you expected. Either way, you're likely asking yourself the question: Am I actually ready?
And honestly, it's two questions wrapped into one. There's the financial side (do you have enough saved, is your debt under control, do you know where your income will come from). And then there's the part fewer people talk about like what will your days look like, who you are without the job title and are you and your partner on the same page about what comes next?
This quiz takes walks through both. By the end, you'll get a score and the start of a personalized plan to help you close any gaps and move forward with confidence.
Frequently Asked Questions
Most people need between 70% and 80% of their pre-retirement annual income to maintain their current lifestyle. Your exact target depends on your personal goals, such as travel, housing changes or supporting children or grandchildren. For example, paying off a mortgage before retiring can reduce your monthly income need, while regular travel will increase it.
You will receive an instant readiness score along with clear takeaways tailored to your life stage. From there, you can explore our Retirement Roadmap guide to view decade-specific planning milestones or request a conversation with a Johnson Financial Group advisor to review your numbers
A lower score is not a setback — it is a clear starting point. Strategic adjustments made today can meaningfully change your trajectory over five, ten or 15 years. Increasing your savings rate by even 2%, rebalancing investments or adjusting your target retirement age can help bring your goals within reach.
While a quiz gives you a helpful high-level benchmark, a Johnson Financial Group advisor can look at your complete financial picture from tax planning and estate coordination to family wealth transfer and customized income distributions. Reach out today!