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Nationwide Mortgage Options

Committed to helping homebuyers make out-of-state financing simple and stress-free.

A stylized map of the contiguous United States. Certain states are filled in with a deep burgundy color, while others are light gray. The map is superimposed on a faded, aerial view of a suburban neighborhood with houses and trees.

Guiding You Through Home Financing, Wherever Life Takes You

Whether you are moving to a new neighborhood, out of state or buying a vacation home, we’ve got you covered. Choose from a variety of loan options, including long-term fixed rates. Our experienced lenders specialize in out-of-state financing and are here to guide you through the process.

We are currently lending in Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Mississippi, Missouri, Montana, New Hampshire, New Mexico, North Carolina, Ohio, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.

3 Tips When Buying a Home in Another State

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1. Secure a Pre-Approval

  • Getting pre-approved for financing is important as it clarifies your budget and shows sellers you're a serious buyer, giving you an edge in competitive markets.
  • Gather necessary documents such as proof of income, asset and debt information and employment history.
  • Connect with a loan officer to guide you through the pre-approval process, ensuring you're well-prepared for your out-of-state home purchase.
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2. Understand the State-Specific Requirements

  • Spend time understanding local market trends, average home prices and any state specific fees or requirements.
  • Research the local market and costs.
  • Some states have varying requirements, including inspections and insurance. Factor these in to avoid unexpected expenses when buying a home out of state.
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3. Collaborate with Local Real Estate Agents

  • Local real estate agents bring valuable local knowledge, including market trends and neighborhood dynamics, to help you find a home to meet your needs and budget.
  • Their connections with other professionals, such as inspectors, title companies and attorneys who are familiar with local processes can help streamline purchasing a home in a new state.  

Wherever You’re Headed, We’re Here to Help

From first-time buyers to seasoned movers, our team makes out-of-state homebuying simple and stress-free — guiding you from pre-approval to closing and helping you feel at home, no matter the distance.

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Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Conditions, terms, and restrictions, including property and flood insurance, will vary based on loan program selected and property location.

Private mortgage insurance may be required on loans with less than 20% down.