Commercial Checking
We offer checking solutions to help you efficiently manage your company's daily finances.
Types of Commercial Checking
We provide checking products for companies and organizations like yours who want safety, convenience and control.
Business Checking
| Transaction Volume |
Ideal for moderate volume of transactions and basic Treasury Management needs |
|---|---|
| Account Fees |
Select and pay only for the services your company needs |
| Earnings Credit Rate Available |
No, account designed for lower fees and transactions |
| Interest Rate Available on Excess Balances |
No |
| Treasury Management Services |
Ability to add fraud mitigation tools, ACH services, wire transfers, Information Reporting Services and more |
| Debit Cards |
Debit cards with access to thousands of ATMs |
| Online and Mobile Banking |
Access to account information, 24 hours a day, seven days a week through AccessJFG |
Commercial Checking
| Transaction Volume |
Ideal for high volume of transactions and complex Treasury Management Needs |
|---|---|
| Account Fees |
Select and pay only for the services your company needs |
| Earnings Credit Rate Available |
Yes, get an earnings credit rate calculated on the average collected balance in the account(s) |
| Interest Rate Available on Excess Balances |
No |
| Treasury Management Services |
Ability to add fraud mitigation tools, ACH services, wire transfers, Information Reporting Services and more |
| Debit Cards |
Debit cards with access to thousands of ATMs |
| Online and Mobile Banking |
Access to account information, 24 hours a day, seven days a week through AccessJFG |
Commercial Hybrid Checking
| Transaction Volume |
Ideal for high volume of transactions and complex Treasury Management needs |
|---|---|
| Account Fees |
Select and pay only for the services your company needs |
| Earnings Credit Rate Available |
Yes, receive earnings credit rate calculated on the average collected balance in the account(s) — interest is earned on excess balance once balances offset service charges |
| Interest Rate Available on Excess Balances |
Yes, have an earnings credit allowance and interest in one account without needing to sweep or manually moving money between account(s) |
| Treasury Management Services |
Ability to add fraud mitigation tools, ACH services, wire transfers, Information Reporting Services and more |
| Debit Cards |
Debit cards with access to thousands of ATMs |
| Online and Mobile Banking |
Access to account information, 24 hours a day, seven days a week through AccessJFG |
We can also help you with...
Liquidity and Deposit Services
Manage your cash while gaining optimal returns with solutions based on your company's needs.
LEARN MORE about liquidity and deposit services.
Receivables Management
Improve your company's funds availability, cash forecasting and audit control by placing money where it can be best used for investing or debt reduction.
LEARN MORE about Receivables Management.
Payables Management
Reduce your risk and the costs associated with disbursing funds to vendors, employees and investors using tools such as ACH payments and wire transfers.
LEARN MORE about payables management.
Information Management
Manage your cash while gaining optimal returns with solutions based on your company's needs.
LEARN MORE about Information management.
Fraud Prevention
Prevent fraudulent activity against your accounts by combining our fraud prevention solutions with business best practices.
LEARN MORE about fraud prevention.
Safe Vault Services
With Safe Vault Services, our integrated cash management solution, you have the ability to reduce losses and increase your profitability.
We will work with you and our preferred provider to deliver regularly scheduled armored transportation and treasury management services to help you close cash handling gaps.
LEARN MORE about safe vault services.Frequently Asked Questions
The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States government that protects bank depositors against the loss of their insured deposits in the event that an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
FDIC deposit insurance protects bank customers in the event that an FDIC-insured depository institution fails. Bank customers don’t need to purchase deposit insurance; it is automatic for any deposit account opened at an FDIC-insured bank. Deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category. You may have more coverage based on your account titling and beneficiaries. Visit FDIC: Electronic Deposit Insurance Estimator (EDIE) to calculate the insurance coverage of your deposit accounts.
Have Questions?
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Give us a call at 888.769.3796 and select option 2.
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No matter what financial needs you may have, we are here for you. Our experienced advisors work closely with you to build the right path to help you achieve your goals.
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