Our advisors will help you gain clarity and confidence around the complexity of workers' compensation by:
How We Can Help
Experience Modification Review
It’s important to understand and monitor your Experience Modification Rate (Experience Mod/E-Mod) because it has a direct impact on how much you pay in workers’ compensation premiums. Our advisors will work with you to:
- Analyze your company's current E-Mod
- Understand how your loss history affects your E-Mod and your bottom line
- Identify problem areas
- Develop targeted solutions to improve problem areas that will help reduce your premiums and claims costs
- Determine how your E-Mod fits into your total risk management strategy
In large, complex claims circumstances, our specialized claims team can reinforce control over your company's claims outcomes. We'll work with you to develop strategies to lessen or eliminate potential issues that could lead to money out of your pocket, including:
- Claims reporting
- Case management
- Cost containment
- Control of Experience Modification Rate
- Historical trend analysis
It's important to stay in compliance, protect your company and employees, reinforce procedures, and mitigate your workers' compensation costs. Our advisors will work with you on the following risk management solutions:
- Safety plan
- Experience Modification Rate
- OSHA compliance
- Accident investigations
- Fleet compliance and training
- Information protection and privacy
Through our online employer resource portal, we provide access to:
- Educational materials such as legislative briefs on the latest development, risk management advice and coverage education
- Employee communications such as monthly newsletters and safety program materials
- Other materials including benchmark surveys and an online forum to connect to other risk management professionals
We can also help you with...
As a business owner, you’ve worked hard to get your company where it is today. That’s why you need to protect you and your company from the unexpected.LEARN MORE about commercial insurance solutions.
With the current war for talent, your employee benefits plan is a critical component of attracting and retaining high-performing employees. We work closely with you to put together a long-term plan for your employee benefits program that aligns with your company’s strategic goals.LEARN MORE about employee benefit solutions.
As new opportunities arise to expand and grow your business, having the necessary capital is critical. We have flexible financing options to fit your company’s unique needs.LEARN MORE about commercial financing solutions.
Alternative Risk Financing
Meet the strategic needs of your company with customized risk financing options as an alternative to traditional insurance.LEARN MORE about alternative risk financing options.
Our experienced team of advisors specialize in providing customized banking, wealth and insurance solutions for a variety of different industries.LEARN MORE about Johnson Financial Groups industry solutions.
OSHA COVID-19 Vaccination and Testing ETS Toolkit
At Johnson Financial Group, our team continues to monitor the ongoing situation related to the Occupational Safety and Health Administration (OSHA) emergency temporary standard (ETS).READ MORE about how our team continues to monitor the ongoing situation related to the Occupational Safety and Health Administration (OSHA) emergency temporary standard (ETS).
Impairment at Work: Effects of Marijuana Use on Worker Safety
For insights into the implications marijuana legislation may have on your organization, view a recording of our recent webinar.VIEW WEBINAR
Experience Modification Factor Explained
Learn more about how your company's experience modification factor can impact your workers' compensation premiums.READ MORE Click here to read more about experience modification rates.
Your Property and Casualty Advisor
As an independent insurance agency, our advisors are able to design, compare and present customized insurance solutions that help protect you and your organization.FIND AN ADVISOR