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Our Approach

Our advisors will help you gain clarity and confidence around the complexity of workers' compensation by:

Uncovering Risks and Threats

Prioritizing Objectives

Developing Strategies to Improve and Grow

How We Can Help

Together we'll help State Bar Members with exclusive solutions. No matter what financial needs you, your firm or your client's have, our team is there for you. From simple to complex, we will work closely with you to provide solid financial advice and innovative solutions.

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Experience Modification Review

It’s important to understand and monitor your Experience Modification Rate (Experience Mod/E-Mod) because it has a direct impact on how much you pay in workers’ compensation premiums. Our advisors will work with you to:

  • Analyze your company's current E-Mod
  • Understand how your loss history affects your E-Mod and your bottom line
  • Identify problem areas
  • Develop targeted solutions to improve problem areas that will help reduce your premiums and claims costs
  • Determine how your E-Mod fits into your total risk management strategy
LEARN MORE about experience mod analysis.
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Claims Advocacy

In large, complex claims circumstances, our specialized claims team can reinforce control over your company's claims outcomes. We'll work with you to develop strategies to lessen or eliminate potential issues that could lead to money out of your pocket, including:

  • Claims reporting
  • Case management
  • Cost containment
  • Control of Experience Modification Rate
  • Historical trend analysis
LEARN MORE about claims advocacy.
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Risk Management

It's important to stay in compliance, protect your company and employees, reinforce procedures, and mitigate your workers' compensation costs. Our advisors will work with you on the following risk management solutions:

  • Safety plan
  • Experience Modification Rate
  • OSHA compliance
  • Accident investigations
  • Fleet compliance and training
  • Information protection and privacy
LEARN MORE about risk management.
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Employer Resources

Through our online employer resource portal, we provide access to:

  • Educational materials such as legislative briefs on the latest development, risk management advice and coverage education
  • Employee communications such as monthly newsletters and safety program materials
  • Other materials including benchmark surveys and an online forum to connect to other risk management professionals 

We can also help you with...

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Commercial Insurance

As a business owner, you’ve worked hard to get your company where it is today. That’s why you need to protect you and your company from the unexpected.

LEARN MORE about commercial insurance solutions.
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Employee Benefits

With the current war for talent, your employee benefits plan is a critical component of attracting and retaining high-performing employees. We work closely with you to put together a long-term plan for your employee benefits program that aligns with your company’s strategic goals.

LEARN MORE about employee benefit solutions.
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Commercial Financing

As new opportunities arise to expand and grow your business, having the necessary capital is critical. We have flexible financing options to fit your company’s unique needs.

LEARN MORE about commercial financing solutions.
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Alternative Risk Financing

Meet the strategic needs of your company with customized risk financing options as an alternative to traditional insurance.

LEARN MORE about alternative risk financing options.
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Industry Solutions

Our experienced team of advisors specialize in providing customized banking, wealth and insurance solutions for a variety of different industries.

LEARN MORE about Johnson Financial Groups industry solutions.

Related Resources

Have Questions?

We're here to help. 

Call us at 888.769.3796 and select option 3.

Brandt Komas
Brandt Komas, Commercial Insurance Consultant, Milwaukee, WI

Your Property and Casualty Advisor

As an independent insurance agency, our advisors are able to design, compare and present customized insurance solutions that help protect you and your organization.

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