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Josh Kotter

Providing you with peace of mind through every aspect of the mortgage process.

As Assistant Vice President, Senior Mortgage Loan Officer, Josh guides individuals through the entire homebuying journey. Using his decades of mortgage experience, Josh works hard to find the best financial solutions and mortgage program to meet each client’s needs. With a strong focus on helping first-time homebuyers, Josh is passionate about empowering clients to achieve their dream of homeownership.


  • Specializes in partnering with first-time homebuyers
  • Knowledgeable in construction loans, renovation loans, Veteran Affairs (VA) home loans, and refinancing
  • Began career in mortgage lending industry in 2007
  • Joined Johnson Financial Group in 2023

Banking products offered by Johnson Bank, a Johnson Financial Group Company. Equal Housing Lender, Member FDIC.

Ask Me About

  • Condo Loans
  • Construction Financing
  • Financing Your First Home
  • Mortgage Loans
  • Refinancing Your Home

Community Involvement

  • Involved in outreach efforts to educate first-time homebuyers while partnering with non-profit organizations
  • Past volunteer with Habitat for Humanity

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