Digital Checking

Initial Minimum Deposit - $100

Non-interest bearing account

Essential Savings

Initial Minimum Deposit - $100

Interest Payment Frequency - Monthly

Compounding Method - Simple

Essential Savings *

Daily Collected Balance

Annual Percentage Yield (APY)

  • 0.03%

Interest Percentage Rate

  • 0.03%

Signature Checking

Initial Minimum Deposit - $200

Interest Payment Frequency - Monthly

Compounding Method - Simple

Signature Checking *

Daily Collected Balance
  • $250,000.00 and over

    $100,000.00 to $249,999.99

    $25,000.00 to $99,999.99

    $10,000.00 to $24,999.99

    $1,000.00 to $9,999.99

    Up to $999.99

Annual Percentage Yield (APY)

  • 0.03%

    0.03%

    0.03%

    0.03%

    0.03%

    0.00%

Interest Percentage Rate

  • 0.03%

    0.03%

    0.03%

    0.03%

    0.03%

    0.00%

Signature Money Market

Initial Minimum Deposit - $1,000

Interest Payment Frequency - Monthly

Compounding Method - Simple

Signature Money Market *

Daily Collected Balance
  • $250,000.00 and over

    $100,000.00 to $249,999.99

    $25,000.00 to $99,999.99

    $10,000.00 to $24,999.99

    $1,000.00 to $9,999.99

    Up to $999.99

Annual Percentage Yield (APY)

  • 0.07%

    0.06%

    0.05%

    0.03%

    0.03%

    0.00%

     

     

Interest Percentage Rate

  • 0.07%

    0.06%

    0.05%

    0.03%

    0.03%

    0.00%

     

Relationship Money Market

Initial Minimum Deposit - $25,000

Interest Payment Frequency - Monthly 

Compounding Method - Simple

Relationship Money Market * **

Daily Collected Balance
  • $1,000,000.00 and over

    $500,000.00 to $999,999.99

    $250,000.00 to $499,999.99

    $100,000.00 to $249,999.99

    $25,000.00 to $99,999.99

    Up to $24,999.99

Annual Percentage Yield (APY)

  • 0.15%

    0.10%

    0.07%

    0.07%

    0.05%

    0.00%

Interest Percentage Rate

  • 0.15%

    0.10%

    0.07%

    0.07%

    0.05%

    0.00%

Health Savings Account (HSA)

Initial Minimum Deposit - $100

Interest Payment Frequency - Monthly

Compounding Method - Simple 

Health Savings Account (HSA) *

Daily Collected Balance
  • $25,000.00 and over

    $10,000.00 to $24,999.99

    $2,500.00 to $9,999.99

    $1,000.00 to $2,499.99

    Up to $999.99

Annual Percentage Yield (APY)

  • 0.03%

    0.03%

    0.03%

    0.03%

    0.03%

Interest Percentage Rate

  • 0.03%

    0.03%

    0.03%

    0.03%

    0.03%

Essential IRA Savings

Initial Monthly Depsoit - $100

Interest Payment Frequency - Monthly 

Compounding Method - Simple

Essential IRA Savings *

Daily Collected Balance

Annual Percentage Yield (APY)

  • 0.03%

Interest Percentage Rate

  • 0.03%

Certificate of Deposit Accounts (CDs)

Initial Minimum Deposit - $2,000

Compounding Method - Simple

Certificate of Deposit Accounts (CDs) ***

  • 5 Year

    4 Year

    3 Year

    2 Year

    1 Year

    6 Month

    3 Month (CD only)

Annual Percentage Yield (APY)

  • 0.30%

    0.25%

    0.20%

    0.15%

    0.10%

    0.05%

    0.05%

Interest Percentage Rate

  • 0.30%

    0.25%

    0.20%

    0.15%

    0.10%

    0.05%

    0.05%

Interest Rate Frequency

  • Annual

    Annual

    Annual

    Annual

    Annual

    At Maturity

    At Maturity

CD Specials

Compounding Method - Simple

CD Specials ***

  • 33 Month

    18 Month

    9 Month

Initial Minimum Deposit

  • $10,000

    $5,000

    $5,000

     

Annual Percentage Yield (APY)

  • 0.22%

    0.18%

    0.15%

Interest Percentage Rate

  • 0.22%

    0.18%

    0.15%

Interest Payment Frequency

  • Annual

    Annual

    At Maturity 

Individual Retirement Accounts (IRA)

Initial Minimum Deposit - $300

Compounding Method - Simple

Individual Retirement Accounts (IRA) ***

  • 5 Year

    4 Year

    3 Year

    2 Year

    1 Year

    6 month

Annual Percentage Rate (APY)

  • 0.30%

    0.25%

    0.20%

    0.15%

    0.10%

    0.05%

     

Interest Percentage Rate

  • 0.30%

    0.25%

    0.20%

    0.15%

    0.10%

    0.05%

Interest Payment Frequency

  • Annual 

    Annual 

    Annual 

    Annual 

    Annual 

    At Maturity 

IRA CD Specials

Initial Minimum Deposit - $300

Compounding Method - Simple

IRA CD Specials ***

  • 33 Month

    18 Month

    9 Month

Annual Percentage Yield (APY)

  • 0.22%

    0.18%

    0.15%

Interest Percentage Rate

  • 0.22%

    0.18%

    0.15%

Interest Payment Frequency

  • Annual

    Annual

    At Maturity 

Products offered by Johnson Bank, Member FDIC, a Johnson Financial Group Company.

* This account pays a variable rate of interest. Your interest rate and APY may change after the account is opened. Fees could reduce the earnings on the account. 

** ELIGIBILITY – To qualify for the Relationship Money Market Account (MMDA), account owners must maintain two (2) additional products with Johnson Financial Group: One product must be a consumer checking (demand deposit) account (including accounts held in the capacity of a qualifying Trust); or a qualifying Johnson Bank Small Business Solutions Checking Account: 1) Where an account owner is the sole proprietor/owner (d/b/a), or 2) A Corporate, Limited Liability Corporation, or Limited Liability Partnership account for a business in which the account owner(s) is/are the majority owner(s), or 3) An account for a business owned by a revocable trust for which an account owner is the grantor and trustee, or 4) Partnership account in which the account owner(s) is/are the majority general partner(s), or 5) A Family Limited Partnership where the account owners, together, are the majority partner(s). The other product must be a consumer product held by the account owner(s) and include a consumer loan, consumer mortgage loan, credit card (offered through Élan Financial Services), LPL Financial (brokerage) account, Wealth account, or any Johnson Insurance consumer policy. Products may not be used with more than one Relationship Money Market. If the eligibility requirements are not maintained, the account will be automatically transferred (converted) to a Signature Money Market Account.

*** Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.

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