Your landlord's insurance only covers the building – not what’s inside your apartment. Renters insurance covers the things you own and provides protection in the event of damages or injuries that happen inside your apartment, loft or flat.GET A QUOTE
Renters insurance provides coverage for you and your personal belongings when renting an apartment, staying in a dorm or living with friends or family.
How much renters insurance do you need?
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Renters insurance covers furniture, TV, phone, laptop, clothes, jewelry and other belongings in your apartment.
Renters insurance can also cover your valuables when they are not in your home. For example, if your laptop gets stolen or damaged while you are traveling, renters insurance will pay to replace it.
Additionaly, renters insurance covers damage to your belongings from theft, fire, water damage, visitor injury, vandalism and other covered losses.
Renters insurance does not cover a misplaced laptop, phone, etc. It also does not cover damage done by your pet or your roommate's belongings.
Renters insurance also will not cover natural disasters (damages caused by flooding, earthquakes, sinkholes, etc.) or property damages caused by pests or items of high value (antiques, art, family heirlooms, etc.).
Advisor and an Advocate
If the unexpected happens, service and responsiveness become as important as the dollar value of your coverage. Having an advisor on your side means you'll have a personal advocate working with you and looking out for your best interests while handling your claim.FIND AN ADVISOR