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Home Loans


Relocating, refinancing, building or buying a home? We'll guide you through the financing process to find the perfect mortgage for you.

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Personalized Service

When you are ready to get started, our mortgage loan officers will use their knowledge and experience to partner with you every step of the way. You’ll receive tailored options for flexible down payments, loan terms and mortgage rates.  

After your loan is complete, you'll continue to work directly with Johnson Financial Group and your dedicated mortgage loan officer who will be available to answer any ongoing questions.

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Mortgage Loan Programs

You want to find the perfect house, but a pre-approval is an important first step. The appropriate amount of prep work can lead to a successful home buying experience. You have many loan options to consider including:

  • Fixed-rate mortgage
  • Adjustable-rate mortgage (ARM)
  • Jumbo loans
  • Condo loans
  • Lot loans
  • One-time close construction loans
  • Low down payment loans
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Refinancing Options

Refinancing may help you lower your monthly payments, remove a borrower from the loan, reduce your total financing amount or put the equity from your home to good use.

  • Reduce your monthly payments.
  • Remove private mortgage insurance (PMI).
  • Reduce your interest rate.
  • Shorten the term of your mortgage.
  • Get cash out.
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Lock 'n' Shop

Lock a great interest rate up to 180 days while looking for your perfect home. Combined with our free, fully underwritten pre-approval, you’ll have peace of mind and security knowing your financing is all set.

Plus, if rates go down while searching for a home, your rate can drop too. Take advantage of a worry-free home financing option with certain loan products and show the seller that your offer is solid.

LEARN MORE about a free pre-approval.

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Mortgage Loans

Whether you are buying your first home or moving into a new home, our mortgage loan officers will use their knowledge and experience to partner with you every step of the way.

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Lock and Shop

We will review your income, assets and credit for eligibility. Once approved, your loan officer can provide a pre-approval letter to give to your Realtor before you begin looking at homes.

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Construction & Lot Loans

Building the home of your dreams is exciting. Just as a solid foundation is important to any well-constructed house, financing is critical to the construction process as a whole.

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Construction Financing FAQs

Before your build your new home, review our Construction Financing FAQs so you can be empowered to make the right decisions for you, your lifestyle, family and personal goals.

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Affordable Home Loans

Find loans to make buying a home more affordable with low down payment options or grant assistance.

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Mortgage Refinance

Refinancing your home loan may help you lower your monthly payments, reduce your total financing amount, put the equity from your home to good use, or remove a borrower from the loan.

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Home Equity Loans & Lines of Credit

As life changes and your needs shift, use the equity in your home to finance your next goal. Maybe you’re considering a home improvement, a new vehicle or want to consolidate debt. Whatever your project or plans, a home equity loan or line of credit can help you achieve them.

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VA Home Loans

As a VA home loan provider, we’re proud to offer special benefits to active military and veterans to make buying a home more affordable. Take advantage of a zero down payment loan with low rates and low closing costs.

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Mortgage Payment Options

Sign up or update automatic payments for your mortgage loan or for your real estate tax escrow to be automatically deposited into your bank account.

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.