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Experienced Homebuyer

With exclusive loan options and experienced loan officers, we can help you smoothly manage the purchase of your next home.

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Homebuying Calculators

Benefits of a Pre-Approval

Getting pre‐approved to buy a home is one of the most important steps.

Know what you can afford

Determine what you can realistically afford before you begin looking at homes.

Approved loan

Fully underwritten loan approval that includes verification of your income, credit and down payment funds.

Your offer

When you are ready to make an offer on a home, the seller will know your offer is solid.

Exclusive Mortgage Loan Options

A real estate agent is showing a couple and their child a house. The agent is standing in the kitchen and is talking to the couple. The couple is standing in the living room and is looking at the agent. The child is standing next to the couple and is looking at the house.

 

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Jumbo Loan
  • Professional Loan
  • Medical Doctor and Dentist Loan
  • Hero Home Loans

 

Second Home vs. Investment Property

It’s crucial to understand the difference between second homes and investment properties. This distinction will impact various aspects of your homebuying journey, such as financing options and your overall lifestyle once you become a second homeowner.

Second Home

  • A house that you plan to use for personal use for more than half the calendar year. You may rent the property short-term if it isn't subject to any rental pools or agreements that require the borrower to rent it.

Investment Property

  • A house that you frequently rent out. Investment properties aren't limited to long–term leases — VRBO and Airbnb are considered investment properties too.

Rewarding Home Loan Discounts

 As a valued JFG client, you can enjoy these exclusive discounts. Together, we can make your homeownership journey a rewarding one.

$190 Closing Cost Discount

    • Escrow your taxes and insurance

$425 Closing Cost Discount

    • Open or have an existing JFG checking account
    • Directly deposit your payroll to your checking account 
    • Set up an ACH mortgage payment

$615 Closing Cost Discount

    • Open or have an existing JFG checking account
    • Directly deposit your payroll to your checking account
    • Set up an ACH mortgage payment
    • Escrow your taxes and insurance
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Still Searching For The Perfect Home?

Instead of settling for almost perfect — build exactly what you want.

With tailored construction financing options, a one-time close and low down payments, you can build a home to truly fit your needs. Our team is here to help guide you through the process, making your dream home a reality.

DOWNLOAD WHITEPAPER about everything you need to know to build a home.

Start Your Pre-Approval

Start your pre-approval by filling out the form below. A loan officer will reach out to you to complete the financing process.

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Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Eligibility requirements are available upon request. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required. 

Private mortgage insurance may be required on loans with less than 20% down.