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Web-Based Payment Solutions

with PayTrace

Female shop owner uses the computer at the back of her store to work on payroll.

Ease & Simplicity

Process your payments with ease and simplicity using this platform optimized for lowering your card payment processing costs, saving you time and money.

Payment collection options to meet your needs



Card Present

Card Not Present


man at computer in warehouse from behind
  • Payment cart
  • Bill presentment
  • Recurring billing
  • Multiple reporting options
  • Website payments
  • Secure customer storage vault
  • Fraud tools
  • Associate multiple accounts


Integrated partnerships

Numerous integrated 3rd party solutions, streamlining your work flow, while increasing available features and functionality.

Time savings

The platform identifies which transactions benefit from adding additional transaction data detail, calculating and pre-populating fields.

Interchange savings

Visa and MasterCard generally charge a lower interchange rate for gathering additional data with the transactions. PayTrace makes it easier to include the additional data that’s required for these transactions.

Dedicated service

Your dedicated client service team will provide industry expertise, active listening and quick response times.

Shana Mallory
Shana Mallory, Treasury Management Portfolio Manager, Milwaukee, WI

Your Trusted Treasury Management Advisor

No matter what financial needs you may have, we are here for you. Our experienced advisors work closely with you to build the right path to help you achieve your goals.


Products and services offered by Johnson Bank, Member FDIC, a Johnson Financial Group company. Services offered in partnership with Approval Payment Solutions, Inc.