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A Financing Partner with Paradise Builders

We are here to help finance your goals. Learn more about your options.

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Home Equity Line of Credit Benefits

Maybe you’re considering a home improvement, a new vehicle or want to consolidate debt. Whatever your project or plans, we can help you achieve them.

Home improvements or renovations

Finance a home improvement or a major renovation to help increase the value of your home.

Cover emergency expenses

Life is full of surprises, and sometimes you need a little extra cash to get you through.

Purchase a vehicle

As an alternative to a traditional auto loan, a home equity loan may offer a lower rate and can be used to purchase any type of vehicle.

Debt consolidation

Consolidate your debts into a more manageable monthly payment with a competitive rate.

Overdraft services

Be sure you have funds when you need them. Protect your checking account from becoming overdrawn by linking your home equity line of credit to automatically transfer money to your account.

Let's Start A Conversation

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How One-Time Close Construction Loans Work

Get pre-approved

Find a knowledgeable construction lender and get pre-approved for your new construction loan. 

Select your lot

Find a lot to accommodate the home you want to build. The dimensions, pitch and location can all factor into the size and type of home you want to build.  

Select your builder

Educate yourself on the builders in your area by attending home builder shows, talking to vendors or requesting a builder's report. 

Submit your contract

Provide your blueprints and the construction contract. The contract should be as detailed as possible and include a spreadsheet itemizing all the costs associated with the construction of your new home. 

Close & lock your rate

Plan to close on your construction loan with your loan officer. If you are choosing to request conversion to a fixed-rate mortgage loan, you will be able to lock your rate up to six months before your construction is complete.  

Get ready to move

Once the construction phase is complete, the loan may be converted into a fixed-rate mortgage with regular monthly principal and interest payments.  


Meet Your Johnson Financial Group Partner

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.