Skip to content

Get a free pre-approval and give your offer more curb appeal

Retired couple dancing together in their kitchen,
Skip to Download One-Time Construction Offer

Benefits of a Pre-Approval

Use the checklist below to help you gather your documents to make the pre-approval process quick and easy!

Know what you can afford

Determines what you can realistically afford before you begin looking at homes.

Approved loan

Fully underwritten loan approval that includes verification of your income, credit and down payment funds.

Your offer

When you are ready to make an offer on a home, the seller will know your offer is solid.

FIND A LOAN OFFICER TO GET STARTED

Let's start a conversation

What documents do I need to get started?

Use the checklist below to help you gather your documents to make the pre-approval process quick and easy!
Couple meeting with a loan officer to get their loan pre-approved.

Required Documents 

  • W-2s - two most recent years
  • Paystubs – 30 days most recent 
  • Bank deposit and loan statements – two most recent 
  • Current 401k, retirement and investment statements

Additional Documents

  • If you own rental properties, are self-employed or own a business.
  • Personal tax returns – two most recent years 
  • Tax bill and insurance coverage for rental properties
  • Business tax returns – two most recent years

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.