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Insurance Insights

Summer Safety Tips

3 minute read time

Whether you are planning a well-deserved vacation, grilling with friends or relaxing in your backyard, keep in mind these safety tips to keep your family safe and healthy this summer.

Enjoying the Summer Sun

This season we’ve already seen record-breaking temperatures across the country. Heat-related warnings and advisories may continue throughout the Midwest in the upcoming months. Hot and humid weather can make it more challenging for your body to cool down, leading to heat-related illnesses, which, if left untreated, can become life-threatening. The Centers for Disease Control and Prevention advise monitoring for these common signs of heat illness:

Heat Cramps

Heat cramps are often detected as the first sign of heat-related illness. Symptoms can include painful muscle cramps, spasms in the legs and abdomen and heavy sweating. If you’re experiencing heat cramps, you should apply firm pressure on the cramping area and sip water. If nausea or prolonged symptoms last for more than an hour, seek medical attention immediately.

Heat Exhaustion

Along with cramps, heat exhaustion can be another common sign of heat-related illness. Symptoms can include heavy sweating, fatigue, clammy or pale skin, fast or weak pulse, muscle cramps, dizziness, nausea, vomiting, headache or fainting. If you or someone you know may be experiencing heat exhaustion, it’s crucial to move to a cooler environment, loosen clothing and apply cool, wet cloths. Seek medical attention immediately if vomiting or symptoms worsen or last longer than one hour.


Heatstroke is the most dangerous sign of heat-related illness. Symptoms may include headaches, confusion, nausea, dizziness, body temperature above 103 degrees Fahrenheit, hot or red, damp skin, fainting or loss of consciousness. Do not consume fluids. Heatstroke is a severe medical emergency; therefore, if you or someone else may be in danger of such, call 911 or find transportation to a hospital immediately. On hot summer days, remember to find a cool place to relax, apply sunscreen frequently and be sure to drink enough water to avoid the risk of heat-related illness.

Grilling Safely

While cooking on the grill is another enjoyable summer activity, improper grilling can lead to accidents or fires. Thousands of people are injured in grill fires every year. Use these seven tips to reduce your risk of injury and property damage while grilling:

  1. Before using your grill, place it at least 10 feet from other objects, including shrubs, bushes and your house. Believe it or not, a hot grill can melt siding or worse — cause a house fire — if placed too close.
  2. Never leave a grill unattended.
  3. Only use lighter fluid when starting a fire in a charcoal grill.
  4. Before using a gas grill, check the connection between the propane tank and the fuel line to be sure it is working properly. Do not turn on a gas grill with the lid closed.
  5. If you find a leak, turn off the gas. Do not attempt to light the grill again until the leak is fixed.
  6. Do not use a grill inside your home or garage. Doing so could cause a fire or carbon monoxide poisoning.
  7. Allow grill equipment to cool completely before allowing children or pets near it. A grill remains hot up to an hour after use.

Enjoy your summer and stay safe while making memories with family and friends. Insurance advisors at Johnson Financial Group are here to offer additional safety tips and help review your insurance needs to provide you with peace of mind. Contact an advisor today if you have any questions or would like an insurance review.

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Insurance products and services offered by Johnson Insurance Services, LLC, a Johnson Financial Group Company.  Not FDIC insured, not a deposit, not insured by any federal government agency, not bank guaranteed, may lose value. For your protection, coverage cannot be bound or changed via voicemail and is not effective until confirmed directly with a licensed agent.