As warm weather approaches, the excitement of opening seasonal homes, cottages, and cabins begins. Keep in mind it's important to do a thorough interior and exterior inspection of your home and property to check for potential damage caused by severe winter weather. Taking the time to inspect and repair minor damages can prevent expensive repairs and provide you with peace of mind to enjoy the summer season.
Review these 15 maintenance tips to learn how you can eliminate or reduce potential losses.
- Roof Inspection – Prevent water leaks by inspecting for any damaged or missing shingles or nails.
- Clean Gutters – To prevent overflow of water, clean and rinse gutters to remove debris. You should also properly align downspouts.
- Test Smoke and Carbon Monoxide Detectors – Replace batteries and test smoke and carbon monoxide detectors to make sure they are working properly.
- Clean Heat Vents – Vacuum heat vents and registers to reduce dust and debris.
- Inspect Locks – Check door and window locks to make sure they are functioning properly and have not been tampered with.
- Clean HVAC Filters – Clean or replace any air conditioning, heating and ventilation filters.
- Inspect Water Hose Connectors – Examine water appliance pipe and hose connectors to ensure they are fastened tightly. Also, check for cracks in hoses and pipes.
- Tree Removal – Remove any broken, rotted or dead trees and branches.
- Examine Outdoor Lighting – Examine outdoor lighting and replace dim or non-functioning lights.
- Prevent Leaks – Check seals around doors and windows for cracking or hardening caulk.
- Repair Cracks – Inspect driveways, sidewalks and patios for cement unevenness or cracking due to freezing and frost heave.
- Fireplace Inspection – Check for cracks, debris build up and animals, or schedule any necessary cleaning.
- Property Rental - Will you rent your property directly or through an online website, such as VRBO or Airbnb? Be aware of the insurance coverage implications for renting your property either furnished or unfurnished. If you are renting your property furnished, we can advise you on the best coverage options and whether you should consider requiring longer-term tenants to carry additional renters insurance.
- Summer Toys - Make sure to inspect recreational vehicles including boats, jet skis, ATV’s and other toys for maintenance needs or damage from winter storage. If any insurance coverage was changed during the off season, update it before use.
- Specialized Systems - Inspect any specialized systems, such as septic tanks, propane heating, solar panels or water filtration systems, and perform any required annual maintenance.
Gain Peace of Mind
Insurance advisors at Johnson Financial Group are here to offer additional maintenance guidance and help you understand available coverage for seasonal homes, cabins or cottages so you can have peace of mind that you and your home are protected. Contact an advisor today to discuss questions about your coverage.