From Residency to Retirement: Settling Into Your Career
You have years of experience under your belt as a physician. How do your finances fit into the picture?
Growing Confident in Your Career – And Your Finances
You’ve gained a decade or more of experience as a physician and continue to mature in your profession. Now what? As you approach mid-career, it’s time to focus on a solid financial plan that will help you achieve your long-term goals – for the remainder of your career and into retirement.
Financial Planning Solutions
Exclusive Private Banking Solutions
Your private banker will focus on your financial needs with solutions tailored to you.
Our Private Bankers provide personalized service that comes to you, where and when it’s most convenient. Experienced and proactive, your private banker is dedicated to managing your finances and working with your attorney, accountant or tax professional to ensure you have a cohesive wealth management plan.
Your checking or money market account can play an important role in helping you manage the cash you need for everyday expenses separately from the funds you've set aside for long-term goals.
Choose an account designed for you, including options for no balance requirements, higher interest rates and adjustable spending and withdrawal limits for your debit card and person-to person payments.LEARN MORE about private banking solutions.
Whether you need financing for you or your business, investment property or a personal aircraft, your private banker will work with you to structure a loan option to help achieve your desired goals.
A credit solution may strengthen your financial plan by helping you:
- Optimize your cash flow.
- Increase tax efficiencies.
- Finance purchases instead of using your cash reserves.
- Manage investment allocations and reduce portfolio risk.
- Achieve your estate planning goals.
Financing a Medical Practice
Do you want to take the next step in your career and become a partner in a practice or open your own practice? In addition to a strong business vision, you’ll need financial capital to bring it to reality. Your private banker can work with you to find a financing option that is best for your individual situation to help you achieve this career goal.FIND AN ADVISOR
Whether you are upgrading your home, buying a vacation home, moving or building a home, we'll guide you through every step of the financing process.
Financing for Your Next Move
- Low down payment options for loans up to $1.5 million
- Deferred student loan debt may be excluded from loan ratios
- Servicing for the life of your loan
Why build a home?
- Down payment as low as 5%
- One-time close loan option
- Lock your fixed-rate financing up to six months prior to completion
- Servicing for the life of your loan
Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.
Insurance Coverage Options
While you spend your days protecting your patients’ well-being, we spend ours making sure we protect the things that matter most to you. Among the leading independent insurance agencies nationwide, we have the knowledge and genuine commitment to be more than your advisor. We’ll be your personal advocate.
- Home, auto, and umbrella insurance discounts designed for physicians
- Life and disability insurance to ensure your financial needs are covered
- Proactive risk management practices designed to prevent losses
- Specialty coverages that go beyond your traditional insurance, including cyber solutions, collectibles and identity theft
- Comprehensive professional liability insurance to help protect you and your practice against allegations or findings of negligence in the services you provide
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From Residency to Retirement
You just finished your residency and you are starting your career as a doctor. Maybe you’re preparing to sign your first employment contract. Or, perhaps you have already signed a multiyear contract that will come with a significant increase in income. We want to help set you up for success with financial strategies and solutions to ensure your money continues to grow as you mature in your career.LEARN MORE about financial solutions for starting out as a physician.
You’ve gained a decade or more of experience as a physician and continue to mature in your profession. Now what? As you approach mid-career, it’s time to focus on a solid financial plan that will help you achieve your long-term goals – for the remainder of your career and into retirement.LEARN MORE
Planning for Retirement
As you get closer to retirement, we can help you figure out what comes's next. We’ll help you assess your current plan and make adjustments to ensure you realize the retirement you’ve always imagined.LEARN MORE
It's never too early to think about where, and to whom, you want your wealth to go after you're gone – and in the most tax-efficient way possible. Whether you're in or near retirement, we’ll consider your goals and your wishes for family and future generations, so you can build on the legacy you’ve already started.LEARN MORE
Your Trusted Partner for Life's Biggest Moments
No matter what financial needs you may have, we're here for you. Our experienced advisors work closely with you to build the right path to help you achieve your goals.FIND AN ADVISOR